Yeah, the fees compared to other active funds are in the same ballpark and on the cheaper end. As an absolute handicap, it’s fairly large, but relatively speaking, it’s moderate.
I’m wondering about that minimum subscription; when considering diversification, hardly anyone is likely to invest the majority of their money into this fund. In practice, we’re probably talking about a maximum weight of around 20%, meaning an investor should ideally have a portfolio of at least 50 thousand euros, preferably even more, if they intend to subscribe the minimum.
I wonder about subsequent subscriptions—some funds have a high minimum for the initial subscription but lower ones for follow-up investments, right? Like an initial investment of 10 grand and then 2,000 euros per subsequent investment. Has this been considered @Verneri_Pulkkinen? When thinking about additional investments, Finnish investors probably don’t have that many tens of thousands to put in consecutively as “monthly savings” (i.e., dollar-cost averaging) into this fund.