Let’s discuss long-term investments for equity savings accounts (OST) here. It’s been hard to find anything to buy yet, but I’ve bought:
Raisio
Kemira
This is meant to be a buy-and-forget investment, and I plan to buy more.
What long-term investments do others have in their OST?
Of course, Kemira, Lassila & Tikanoja, Nokian Renkaat, and Tokmanni are there. I couldn’t transfer Sampo yet due to tax-related reasons. For me, a share savings account also gives me the opportunity to sell shares, for example, just before the dividend detachment and buy them back later. If the company’s outlook is vague, the dividend can be one factor supporting the share price, and the drop after dividend detachment may be larger than usual. But I do intend to hold the aforementioned shares in the long run, even if I trade them occasionally.
I ended up with Raisio, which I invested in for the first time. It was really difficult to find an opening for the OST (online trading account) right now, considering my own principles.
In my opinion, the new updated strategy is good; it focuses on essentials, and plant-based, responsible food production is a strong trend. The investments have been good and provide strong additional support for production, like the Nokia investment. I believe that the brand clarifications made now could open up the market more broadly. In addition, the balance sheet seems to be in order now, and potential acquisitions could bring new opportunities in the near future. It’s unlikely to skyrocket, and there’s no need for it either. I’m waiting for steady, sustainable growth, and my intention is to increase my position in the coming months. Nokia is still under consideration, but I’ll wait for now.
Harvia added to OST today.
Harvia for the first long-term hold.
Remedy, Qt, Kamux. The intention is to hold all of these for a long time, but it’s easy to reallocate them within the equity savings account (OST) if situations change.
Sampo was added to my stock portfolio today. I’m trying to sell the shares from my book-entry account for over 42 euros (to get some capital gains tax back), so I’ll be in a double position for a while.
I don’t have anything in an Investment Savings Account (OST) yet, but I plan to make future Sampo investments through an OST. I don’t think I’ll sell and transfer the Sampo shares I have in my book-entry account.
Here’s my ISA now complete:
Fortum
Harvia
Raisio
Kemira
Here’s an update: my OST (share savings account) went to zero, and I’m closing it at T+2. I had significant losses due to the coronavirus, and I have a lot of tax debt from the Hoivatilat deals. However, I still have taxable gains for this year. The bottom line is: if you trade as much as I do in a year, an OST (share savings account) doesn’t work if the market melts down. Deductions are also a welcome addition, and a regular investment account (AOT) works more flexibly with them. I’ll open an OST (share savings account) again later and hope that no bug ruins everything again 
I’ve also bought CapMan, among others, from the crash.
Now I need to create a strategy about which Finnish companies will succeed in the new world.
The world has changed as follows:
A) Buy CapMan, EQ, etc. Alternative investment companies
B) Will housing valuations also benefit from this in the long run?
And so on..
What strategies have you created?
My Investment Savings Account (OST) has also been wiped out. In a situation like this, an OST is a tax disaster unless you start buying only now. Which is what I plan to do when I reopen it. It takes a reasonable amount of effort to manage, but it’s worth it if you have enough losses.
I’ve been considering similar stocks, but Telia is in my investment account (AOT), and I probably won’t be buying investment companies in this market situation. I have bought some Aktia and Sampo for my equity savings account (OST). Then, just based on feeling, some smaller companies, e.g., Bittium, Tieto. I’m not trying to time the bottom but rather buying when possible, spreading it out over time. Definitely Kone if it drops a bit lower. Edit. Oh, and Fortum is indeed the largest share in my cheese account (AOT).
Nordnet replied to my request to close my investment savings account.
Edit: the account was removed today so it only took one day instead of two weeks. Good to know 
@Emhoo, have you opened a new account yet / how long did it take to reopen it?
@pikkupete, 2 days after my message and you were able to open a new account.
Thanks. I found it easier to do tax sales on the AOT side and will keep the OST open for now.
Has there been any discussion about whether Nordnet will at some point offer the option to use shares held in an Equity Savings Account (OST) as collateral for a Super Loan? Now that portfolios are in the red, I’d like to transfer shares from my regular investment account (AOT) to my OST to fill it up to the 50k limit.
The only downside for me right now is that I would lose some collateral value if I wanted to use a Super Loan at some point. How realistic do you think this possibility for OST is?
Unfortunately, it’s not coming because the law doesn’t allow it.
I’m jumping into the conversation here after having followed the discussions diligently from the sidelines for a good while. I’ve been hoarding my own pennies for about a decade in various ventures, but now I need to seek some peer support and clarify my own thoughts by putting them into text. Because it started to get scary, as I’m messing with other people’s money for the first time in the capacity of having become my grandmother’s guardian a while ago. Her income is not, nor has it ever been, very large. But as a frugal person of the old generation, a decent sum has accumulated in a zero-interest savings account.
I set up a stock savings account for her and thought I’d start building a “forever hold” portfolio by investing in about ten companies with a buying program. The total sum to be invested will remain clearly less than half of the total assets. The plan is to put equal sums into selected stocks monthly until the end of the year, if the volatility curve continues to push upwards. If, on the other hand, a bear trap snaps at the ankles, I have thought about fattening the pig at target prices, always increasing the stakes in 5-6 steps.
Yesterday, before the close, the first approximately 10% purchases went live:
UPM @24.59
Huhtamäki @30.50
Qt group @19.95
Nokian Tyres @18.57
Remedy @17.83
Neste @29.08
Revenio @23.94
Konecranes @17.62
Talenom @6.48
Fortum @15.05
A few other stocks are on the watch list, should prices still happen to dive (e.g., Olvi, Siltronic, Wärtsilä, Cibus, Harvia, Ponsse, Sampo…). Let me clarify that I myself am not a beneficiary of these funds, probably for decades, if ever, and that has no significance to me. Currently, just letting the money sit feels like a fool’s errand. Does this plan seem completely irresponsible?