OPR-Finance Oy's B, C, and E series shares (tuottoa.fi) as an investment target

“OPR-Finance Oy is a Finnish-owned finance company founded in 2005, offering diverse corporate loan services. Our key financing solutions include Yritysluotto’s (Corporate Loan) single loan and Yritysluotto Flex (Corporate Loan Flex) flexible credit. We currently operate in Finland, Sweden, and the Netherlands, where our well-known products include OPR-Företagslån and EverydayPlus.” (source)

Tuottoa.fi is an investment product launched by OPR-Vakuus Oy in 2011. Investors had the opportunity to redeem the company’s B-, C-, and E-series shares at a price of 1000 euros per share. Depending on the investment period, a monthly dividend of 2-6% was paid on the shares. It was possible to terminate the investment, at which point OPR redeemed the investment and returned the invested funds (source)

Investment redemptions and subscriptions were suspended in 3/2020. Interest payments were suspended in 2/2021.

Based on the company’s interim reports, it is clearly shifting from consumer lending to corporate loans. As an owner of the company’s shares myself, I sincerely hope that the business can be brought to a state where redemptions and interest payments can resume.

Are there other investors on the forum?

ps.

I did my best regarding the topic’s introduction. If this went completely wrong, I hope I get a chance to correct it. Discussions on the topic on other forums are very restless due to lack of moderation :pensive:

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I’m not doing this anymore. It is in a couple of others, though. High-yield and something else. I’m writing it off as a loss.

Towards the end of February, we received the Q4 annual review. Weaker performance in places compared to 2023. Fingers crossed, hopefully 2025 brings strong financial figures :sweat_smile:

Last month, the Q1 interim report was released. Compared to the reference period Q1/2024, lending grew by 3% while business income decreased by 2%. How would one describe this, not great, not terrible :smile:?