I registered with Coinmotion in the spring with the intention of throwing some candy money in there now and then with an all-or-nothing mindset. However, the selection was very limited, so I immediately forgot about it. I just checked the current value, and it’s roughly 60/40 between Ethereum and Stellar Lumens. I could get a slightly bigger bag of candy with that now, but I’ll leave it there. I could consider another service alongside it, if only I could bother to put in a little effort.
My cryptocurrencies are in CoinMotion (easy, local, relatively cheap fees for even slightly larger investments). I don’t trade; the idea is to HODL these for a long time. I got interested in these in the spring, and I went in on BTC/ETH with a 70/30 weighting, and ETH has risen close to BTC in weight. The others are mainly experimental lots that motivate me to follow the field more closely (the total value of my crypto portfolio is just under 200k EUR, and it’s up 35% since spring).
Crypto Portfolio
BTC 44%
ETH 38%
LTC 2%
XRP 4%
XLM 2%
AAVE 2%
LINK 2%
USDC 3%
UNI 2%
First post on these forums. It’s amusing that I’m participating in this discussion, as my main focus is on stocks, but I certainly don’t underestimate the power of crypto. I’ve been in the crypto market for a year through Northcrypto, and I have the following products there:
Litecoin 40%
Aave 30%
Chainlink 30%
We have 40 different coins under testing. The biggest ones are here. Most are tied up in various staking (steikkaus) arrangements. Includes yield percentage.
Besides Bitcoin and Ethereum, I also have Terra Luna and, most recently, Crypto.com’s Cronos.
I also got the Crypto.com Visa card, which has proven useful with all its benefits. I compared Binance and Crypto.com Visa cards and chose the latter.
Here are links to both cards with experience-based information:
Crypto Portfolio Top10 May 6, 2022
BTC 77.98%
ETH 13.77%
BNB 3.04%
KCS 1.08%
CRO 0.57%
LUNA 0.36%
UST 0.33%
SOL 0.33%
LTC 0.33%
ADA 0.28%
Here’s what’s at the bottom of my crypto portfolio today:
| BTC | 29.53% | ||
|---|---|---|---|
| ETH | 17.19% | ||
| AAVE | 15.35% | ||
| MATIC | 8.24% | ||
| KAVA | 4.74% | ||
| DOT | 4.22% | ||
| POWR | 4.20% | ||
| MINA | 4.17% | ||
| SHIBA | 2.88% | ||
| ATOM | 2.74% | ||
| ADA | 2.43% | ||
| SOL | 2.43% | ||
| ALGO | 1.88% |
I used to have a more centralized crypto portfolio and was able to manage them among stocks and funds. With Cronos’ poor performance, I decided to diversify into more coins. Since each coin won’t have its own slice of the pie in the main portfolio overview, I’ll use this thread for cryptos.
USD coin is entirely in Coinmotion and Tesseract’s interest solution. The annual interest rate is 5.5 percent, paid daily. The development of the dollar has made this one of my best investments this year. Unfortunately, I lightened my position in the spring.
Bitcoin is also almost entirely in an interest-bearing account. I’ve owned these Bitcoins for quite a long time.
Ethereum was a new addition to my portfolio for the first time this year. An interesting transition to proof of stake.
Cronos is still a bit in the portfolio. The intention is to get rid of it completely, but I’m waiting to see if there’s another bounce.
Aave is a pioneer in the DeFi (Decentralized Finance) sector. If only I knew how that would affect the coin’s value.
Dogecoin’s price doubled, and I sold half of it.
Truebit I’ve been following this for a longer time. Finally learned how to acquire the coin.
Pluton is the Plutus card’s coin. The intention is to collect these with the card.
Crypto portfolio updated according to the losses trickling in from Coinmotion:
- Sold Cronos
- Bought more Truebit
- USD coins disappeared from the interest account
Crypto Portfolio Top 10 5.5.2023
BTC 76.27%
ETH 15.32%
BNB 3.05%
KCS 0.60%
SOL 0.43%
LTC 0.36%
TEL 0.31%
MATIC 0.30%
XTZ 0.29%
VLX 0.24%
Looks quite similar to a year ago, except for LUNA and UST crashing out. The value of the crypto portfolio today is just over 24k EUR.
My crypto portfolio’s situation today.
The portfolio includes:
Bitcoin
Ada (Cardano)
Celo
This is my safe-haven pension wealth fund.
About three to four per mille of my wealth is tied up in these.
These were bought “long” ago and I follow them infrequently.
Coinmotion returned a portion of the Bitcoins from the interest account yesterday. The portfolio overview does not include crypto assets held in the interest account. I have only been accumulating Pluton with the Plutus card. I haven’t made any purchases or sales.
I’ve been hodling French Connection Finance ($FCF) for a little under two years now.
They just launched a Crypto Bill Payments system, which allows you to pay for things like electricity bills or your mortgage with crypto in the US. There are currently over 20,000 companies on the list where this is possible.
They also offer payment solutions for businesses / online stores and physical as well as virtual crypto cards for consumers.
More product launches are coming toward the end of the year (including a “revolutionary” mobile app that hasn’t been revealed in more detail yet).
I swapped Plutons into Truebits, and Truebit’s price has risen by about 85 percent. Thus, it has become the largest crypto in my portfolio. The cryptos are quite moderately in the red, considering that a large portion of the cryptos are stuck in Coinmotion’s interest account and I have marked them as losses.

Truebit
I have been quite active in attending annual general meetings (AGMs). Last year I attended meetings for both unlisted companies, and this year I attended the Tokmanni and Sampo AGMs. Additionally, I attended OmaSp’s dinner with wine, where a certain Sauli Vilén was performing. For dessert, Inderes premium, which in my case probably went to waste. I doubt a dinner with a crypto developer posse in Buenos Aires feels at all excessive in this context. The food was absolutely excellent, though that might be because, due to a language barrier, I only got a Pepsi at a burger joint during the day. I have strong faith in Truebit’s developers, but this doesn’t mean I understand anything they are doing or trying to do. I did come away with something, though, since I got a Truebit cap.
Bitcoin
My Bitcoin position took a bad hit in the interest account, but at least some of it was returned. The price of Bitcoin has developed nicely now, and I’m not terribly in the red on this.
Ethereum
A positive investment, but it hasn’t really taken off. It certainly belongs in a diversified crypto portfolio.
Aave
I still don’t understand what this token does.
Pluton
This is the coin for the Plutus card. Various changes are coming to this. We’ll see if I accumulate any of these in the future.
Dogecoin
Elon Musk’s play money.
Those DeFi tokens are all fundamentally governance tokens. In other words, the Aave token is not needed to use the Aave service, just as the Uniswap token is not needed to use Uniswap.
The rough idea of a governance token is that holders can vote on future decisions regarding the protocol. Whether to raise or lower an interest rate paid by Aave, whether to implement a new technical feature or not, etc. There is more to it than that, but this is the main point.
In theory, you could think of it like this: the more valuable Aave is—meaning the more liquidity it has—the more valuable that Aave token is. However, in practice, this hasn’t been the case if you look at how the liquidity of those apps has developed.
Acquired bitcoin and lotto tokens for the next cycle: Celestia, Immutable x, Qanx and Taraxa.
This is the kind of crypto portfolio I have:
Bitcoin, bought in several parts.
There’s a bit over 1400 dollars’ worth in the portfolio.
Ada/Cardano, I bought this at some point, probably familiar to many.
There’s a bit over 600 dollars’ worth in the portfolio.
“Celo”, I had a bit of money in my crypto portfolio so I threw it into this. ![]()
There’s 50-60 dollars’ worth in the portfolio.
I’ve invested 4800 dollars in cryptos and now their value is approx. 2100 dollars
I have
Bitcoin approx. €1,162
XRP €52
Ethereum €38
Cash in crypto account €190
I have invested €1,200 including cash.
In addition to this, I made a loss of a couple of hundred euros with cryptos in 2021.
So overall, roughly at break-even.






