Does anyone have experience with opening and keeping business accounts open in Finland?
This has now become a problem, as the company has had an account with Alisa for 2-3 years. For the first time ever, I withdrew slightly larger sums at once (five-figure sums, so not millions yet) and they started asking about the origin of the funds, etc., the mandatory things banks do. I politely answered the questions. After a while, a notification came that the account would be closed.
I tried to open an account with Holvi. However, they did not agree to it, because their terms specifically prohibit companies that primarily engage in, for example, trading, and also primarily holding companies.
OP already gave us the boot in 2018. They didn’t offer explanations either, but I assume it’s related to money transfers to and from a crypto exchange.
The remaining banks are expensive places for a business account and opening an account is laborious. We have an account with Revolut and it works, but Nordnet refuses to make withdrawals to it, requiring an FI-prefixed account as a counter-account.
We are apparently victims of the so-called de-risking policy, but certainly not the only ones. Based on articles, there are several companies whose accounts have been closed - some quite large and long-established.
Where have you practically managed to get an account at a reasonable price and also kept the account open?