I know enough about the subject to say that my wife works at a service station that is quite large by local standards. At least there, several tanker trucks of fuel arrive daily, and the price changes every time a new load is delivered. The price is apparently determined by some sort of market exchange. In that sense, this pricing logic is supported by the fact that at a fairly quiet unmanned station on my commute, the price might remain unchanged for a couple of weeks, but you rarely see anyone fueling up there either…
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Well, I live here and try my best to keep an eye on what the rich are doing, by right of being poor.
Changing the subject…
Since I can never be completely satisfied with my actions in the stock market, and the only instances where—with occasional exceptions—I can smirk contentedly is when accepting a potential takeover bid (rolling on the floor); but now this Bittium “rocketing” has already cost me nearly 65K due to my weak head and hands (4 sales in H2 2025 and 1 sale early this year)… let’s see when I’ll get to pat myself on the back, while the aforementioned 1/3 is still for sale. Lost my sleep again, partly for another reason, but here I am agonizing at 1:30 AM and rambling on. Sorry and goodbye.
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For me, they’ve worked quite seemingly at random; sometimes they’re available immediately, sometimes it takes a long time. And it doesn’t seem to matter whether it’s the US, a fund, Sweden, or Finland, or if I’m buying another from the same country. It’s even different from one day to the next.
And indeed, they also only show up correctly at the point when you’re already about to place the order. Not even on that first “Buy” screen 
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It’s great that you’ve brought this up 
Here is one example of why I strongly support euthanasia.
Losing a loved one to a disease like that can be a major crisis for the family and put their lives on hold for a long time.
If I were to fall seriously ill myself, I would definitely want my loved ones to be able to go through the grieving process as quickly as possible and move on with their lives.
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My opinion on euthanasia is yes and no. I am enough of a God-fearing man that I won’t start playing God and deciding when someone’s life ends. Or rather, I wouldn’t be the one deciding, but according to my values, a doctor shouldn’t either.
But I am an advocate for so-called silent euthanasia. If the situation is such that a person lies in bed speechless and/or confused for months or years, and pureed food is pushed in one end and the result comes out in a diaper, and once a week you’re taken to the shower on a trolley, then…
Or if the mind is indeed completely gone and you’re raving and babbling in some other worlds along the hallways, carrying things around with a glazed look in your eyes for months on end, then…
Is it worth forcibly continuing, supporting, and maintaining a life like that? Flu and “Rona” vaccines should be the first to go! A large portion of the elderly get these vaccines just so they won’t die. Likewise, if pneumonia hits, why on earth do they start treating it with antibiotics?! In my opinion, only the pain should be treated. This is what I mean by the term silent euthanasia.
Things like this would certainly require changes to the law and changes to doctors’ guidelines, etc. But it’s certainly something worth considering.
But yeah. I’m going to sleep soon and I’ll read some fluff or watch videos before that. I think enough deep thoughts have been pondered already. Maybe Faron will have made a deal by the time I wake up 
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Some Benjamin might give it, e.g., Peltonen, but if you mean Graham, you wouldn’t get it.
Benjamin Graham was particularly interested in net-net stocks where current assets minus liabilities clearly exceed the market value. As I understand it, Graham looked for at least a 1/3 discount to NCAV (Net Current Asset Value).
In Solwers’ case, current assets were €34.009M in the last half-year report.
Looking at the liabilities, current loans were €51.079M and long-term loans another €4.494M. Roughly €55.5M in debt, so they already exceed the current assets. With Benjamin Graham, Solwers would be thrown in the trash in no time. The only company I know of that he would likely accept from the Helsinki Stock Exchange is Saga Furs. Elecster might have been quite close as well.
Solwers has total equity of €40.7M as of 30.6.2025, but it also has €47.6M in goodwill and €2.373M in intangible assets. You only need to remove the goodwill, which has arisen from acquisitions where more was paid than the net assets of the target, and you’ll notice that Solwers doesn’t have a single euro of equity. Equity adjusted this way is in the negative. P/B 0.6 might give a signal that there’s no room for further decline because the balance sheet value protects the downside, but in reality, if Solwers were liquidated now, the owners would lose everything.
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I don’t really know about gas station owner margins either, but gas prices seem to vary by 20-30 cents per liter weekly at the same station. Usually, it’s cheapest on Tuesday and most expensive on Wednesday. Being a bit of a penny-pincher and inspired by the forum, I downloaded the Tankille app, which is handy for tracking fuel prices. Since you have to refuel anyway, I’d rather pay less for the same stuff.
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Hannu Angervuo has been writing about the earnings development of the largest sectors in Helsinki. 
Engineering companies have already set a new combined earnings record for three consecutive years. Order books remain strong, but the growth of new orders has slowly ebbed away and was only about three percent in the third quarter of 2025.
However, new orders for engineering companies are expected to grow significantly during 2026 as industrial investments pick up speed, particularly in the eurozone. In 2025, the share price performance of Metso, Konecranes, and Wärtsilä far exceeded the overall stock market’s growth, which was good in its own right.
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The fuel of envy for our nation will be ramped up at the latest when the Swedish company Holyvolt is revealed as the battery manufacturer for Donut. Soon after, the suddenly wealthy Lehtimäki brothers and Siilasmaa will follow in Nalle’s footsteps to our western neighbor and each buy a city block in Östermalm as their residence. We couldn’t hope for anything better. 
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Would British American Tobacco, i.e., BATS.L, work? Headquartered in London.
British American Tobacco and Imperial Brands are both on my watchlist. I think BATS was in my portfolio for a while in 2023–2024 when the P/E was around 6x. I should have just held on
At the moment, Imperial Brands actually seems like a slightly better investment (profitability, leverage, price), but I’m waiting for the price of both to return to around 2024 levels.
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Is anyone else having login issues with the K-ruoka app/website, or am I once again the most unique snowflake in the field? 
The app kicked me out and won’t let me back in, and it’s the same deal on the browser/website.
Edit: and I got in easily right away. It always pays to whine.
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It was down for about 15 minutes. It hasn’t been long since the last incident.
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Juha Varis’s X account featured this tweet about dividends and share buybacks in Helsinki
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You’ve done a great job analyzing this Graham indebtedness aspect. Quite true. My point was that the stock is “cheap” by certain metrics. Much depends on a turnaround in construction; even Inderes’ report considers this essential. Otherwise, the level of debt is a problem. It may be, of course, that as these acquisitions have continued at the bottom of the cycle, they could become profitable businesses once the cycle turns. I’m not saying they were acquired exactly at Graham’s multiples, but they weren’t overpaid for.
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Do you know if there is any withholding tax on these dividends at all? The company’s headquarters are in the British Virgin Islands, which belongs to the UK, so shouldn’t there be 0% withholding tax even though it’s listed on the NYSE?
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The taxation of dividends is determined by the location (country) of the company’s headquarters, regardless of where in the world the company is listed on a stock exchange.
Nomad Foods headquarters: Woking, United Kingdom
Nomad Foods is an American-British frozen food company with its headquarters in the United Kingdom. Woking is a town of about 76,000 inhabitants in Surrey, South East England. It is considered part of the London metropolitan area.
Because the headquarters are in Britain, dividends are not “overtaxed,” meaning the amount of reclaimable withholding tax is 0% for a Finnish private investor.
From here: Lähdevero: miten ulkomaisia osinkoja käsitellään verotuksessa? | Nordnet
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You and Suppis seem to be getting cents and tens of cents mixed up now. Fuel price fluctuation within a week is undeniably significant, often swinging between 1.729 and 1.659. In this case, the difference would be as much as 7 cents per liter, meaning for a 50-liter fill-up, gasoline would cost 3.50 euros more at the higher price than at the lower price. At least I haven’t personally noticed the price swinging between 1.499 and 1.799.
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The price definitely fluctuates, at least here in the Northern Savonia region, between exactly €1.499/l and 1.8***. Yesterday morning I went to fill up at ABC and 95E was €1.499/l, and today the price had risen to €1.8***/l. This probably affects professional drivers more, but it certainly adds up to quite a big saving for a regular consumer over a year if you fill up on “cheap” days 
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