[quote=“ValkoinenPeura, post:6916, topic:71919”]
When it comes to Summa, one more bubble seems to have burst, which was hyped quite openly here at some point too.
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Was Summa really hyped that much here? Just a few individual usernames. Most people were quite skeptical about the whole setup from the very beginning.
Now this product marketed by Mikko is also available in red 
Does anyone have one of these in active use or as a decorative item?
We still need diligent and courageous people to join in model portfolio management (“mallisalkkuilemaan”), perhaps with a bit of a competitive spirit. 
Vilen’s picture from Kauppalehti’s real estate fund news fits so well with a hint of a smile in the text
Got value out of a friend’s credit card lounge access. Since I know there are other accomplished penny-pinchers here, which credit card or similar offers the best price-to-quality ratio in these airport lounges?
They certainly aren’t investing in quality ingredients when it comes to the meat in this lounge. I wonder where they even managed to scavenge such a horrible ham. 
I wouldn’t even give that to my dog. 
I bet it’s the OP Lounge, which includes 2 free visits for, among others, OP Gold holders. There are thousands of them in our country following last year’s free campaign, and that OP Lounge is quite the school cafeteria. Reading the reviews of the place makes it clear what it’s all about.
you might still get some rum or whiskey from there judging by the picture
Trump vs. AI?
Naturally, Trump is superior.
In the exact same way that he is a multitalent in, among other things, the following subjects:
-building friendly relations with other world leaders
-lowering fuel prices
-avoiding bankruptcies
-peacemaking
-hair styling
Why go to some dreary lounge when you can always go to the cozy The Oak Barrel. A flight doesn’t feel like anything without it.
Few things are more irritating than the fact that soon you won’t be able to find any products on the shelves anywhere. When evaluating product quality, I want to physically feel the product in my hands, and while opinions about Gigantti and others may vary, it is important that these brick-and-mortar stores still exist, where you can touch the product you’re considering buying with your own hands.
Damn it, this current order-try-return merry-go-round is infuriating, as well as an utterly shocking and stupid waste of resources.
Yes, you can, but not self-served, though they don’t restrict the service in any way, at least as far as we could tell. The food selection wasn’t anything special, though. It was our first time visiting the OP lounge. We usually go to Aspire, but its quality also dropped when it moved to its current location.
OP Private has unlimited lounge visits, and you can become a client with €300k in investment assets. Something to think about whether it’s worth the price (if I recall correctly, the annual fee in the Uusimaa region is €1200) 
The survey also doesn’t take into account if someone has multiple mortgages, e.g., due to changing apartments. They have different interest rates (can also be different types of interest rates), different durations, etc.
In addition, shouldn’t this include e.g., 3-month Euribor, 12-month Euribor?
Henri Huovinen has some good points about confirmation bias, which applies quite well (unfortunately) to the Investor-Novice (Sijoittaja-Alokas) when it comes to investing
I work in a company myself that involves retail. Specifically, retail where active selling takes place. There are always two different perspectives on selling: 1) recognizing the situation where the customer does not want contact, and 2) when the customer doesn’t ask, but wants help. The salesperson needs a good eye for the situation—how to make contact and at what stage.
One customer doesn’t want to talk to a salesperson because they just want to look at the merchandise and know everything about it all by themselves. They actually get annoyed if a salesperson comes hovering nearby. Then another customer specifically waits for a salesperson, but either doesn’t dare to ask or get the salesperson’s attention.
This never goes right 
In my opinion, the best strategy is a multichannel service model where the possibilities for self-service are made clear to the customer, alongside assisted personal service in the brick-and-mortar store.
Quite a nice approach is for the salesperson to state to the customer that if they need help, they can come and ask. There’s no pushing anything, but it’s made known that we are ready to help if needed. This surely doesn’t work in all stores, but it works in small ones where a salesperson can quite easily greet the customers.
There is nothing unusual or difficult about that. The salesperson shows up, states that they are there if needed, and the rest is up to the customer—either to browse on their own or ask questions if something comes up. That is how I’ve been served everywhere, except at Gigantti, where the original matter is pushed aside and they start asking about phone plans—if they even show up at all.
With a card provided by the company. 
I have a Nordea First Card Executive, which comes with unlimited lounge visits via Priority Pass.
Revolut has leaked customer data to criminals.
There are probably some customers here on the forum as well.
