Inderes Coffee Room (Part 11)

People play the lottery their whole lives without ever hitting the jackpot… :smiley:

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airBaltic is not doing terribly well right now, they say you can still book flights, but I wouldn’t necessarily start booking any truly important trips with them right now. (I have flown with airBaltic before, though). It’s probably better to fly with Finnair, though of course airlines are all in a bit of a difficult situation at the moment…

“Riga. Air Baltic Corporation AS (hereinafter – airBaltic or the company), the national airline of Latvia and leading carrier in the Baltic States, today announces that airBaltic and certain of its subsidiaries have voluntarily initiated proceedings under Chapter 11 of the U.S. Bankruptcy Code in the United States Bankruptcy Court for the Southern District of New York (the “U.S. Court”).”

“The process will not affect passengers and operations will continue as normal. Flights will operate as scheduled, tickets and reservations will remain valid, and customer service will continue as usual. Refunds, vouchers, gift cards and credits related to baggage or service claims will continue to be handled in line with existing policies. Passengers with upcoming travel do not need to take any action.”

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I’ve been meaning to write here for a long time, but messages come in at such a fast pace that there’s no time to keep up. Thanks to everyone who posts statistics and your own analyses here.

All kinds of thoughts about the company, but the most important question: Is Kasurinen a dancing man? :smiley:

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Interesting topic. A couple of comments:

  • Asuntolainakysely is a compound word, so it’s written together (as one word).
  • The survey assumes that the respondent has a mortgage. Not everyone does by any means—how is this intended to be accounted for in the thesis? If you don’t have a mortgage, the other questions are pretty much irrelevant.
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As far as I’m concerned, you’re free to do a happy dance if GOTY comes home :joy:

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Additionally, there are redundant options regarding the interest rate question, and one question asks the exact same thing. The impact on one’s own finances is asked three times. This might be justified if there is an essential difference in tone or meaning between the questions, but I didn’t notice any such difference.

However, as mentioned, the topic is interesting, and a large number of responses would provide a good picture of how Finnish investors perceive the impact of a mortgage on their financial well-being. Among the investing segment of the population, this question will certainly yield a completely different answer compared to non-investors.

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Oh, right on the very first page of the survey it states:

The purpose of the study is to investigate how the interest rate level, income, and solvency have affected the financial situation of people who have taken out a mortgage or are considering taking one out.

At this point, many people without a mortgage or considering one understand to skip answering the survey, as it does not concern them. Others, on the other hand, see it fit to act wisely here and teach the student a lesson in spelling.

I personally wish the best of success to the thesis author @Jussi35. I will refrain from answering the survey, as I do not have a mortgage.

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It was news to me that things like this can happen too. It sounds questionable enough that it’s a good thing it came to light. At least Gigantti (Gigantti) will get the bad reputation it deserves.

In the whole case, Juho is outraged by the three options offered by Gigantti (Gigantti). According to Gigantti (Gigantti), the microwave can be repaired for a price of 115.50 euros or scrapped for a scrapping fee of 71.50 euros. If Juho wants to retrieve his broken microwave from Gigantti (Gigantti), that will also cost 93.50 euros. In the email, Gigantti (Gigantti) does not specify what exactly costs money in the last option.

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Iltalehti is teasing. No matter how hard I tried to dig, I couldn’t find any reason why the Sydney video should have also featured Alsa.

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[quote=“CitizenJ, post:6904, topic:71919”]
In their email, Gigantti doesn’t specify what exactly costs money in the last option.

[/quote>

It’s sad that such a joint is still allowed to operate and that people still use them. Years ago, my manager told how he had gone to the store first thing on a Monday morning based on some “too good to be true” offer in the promotional flyer. When the doors opened, the salesperson announced that the promotional items had just run out. Guess how many people in that breakroom drew their conclusions…

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Gigantti is truly the absolute worst company. Fortunately, there are several better, cheaper alternatives with much better customer service!

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Few things raise my irritation more than walking into Gigantti. In my mind’s eye, I can already see a 20-year-old with spiked gelled hair, sporting a slick and thinly veiled arrogant smile, as he approaches to ask how he can help, ready to mansplain why the option he’s pushing is so superior that only a complete idiot would consider anything else. In his eyes, there is the look of a con artist.

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I wouldn’t have dared to hope the portfolio would be in the green today after the weekend’s news. :rofl: Wonders never cease.

Probably the very last exit before the final exit.

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Fortunately, prejudices make life worth living.

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You go to buy a toothbrush, and right away they try to switch the whole family’s mobile subscriptions.

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There’s likely a major error in that price, it’s trading at over 8€ right now.

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I haven’t noticed anyone talking about prejudice. I base what I’m saying on long experience of doing business with various electronics stores, both brick-and-mortar and online. Nowhere, ever have I received such arrogant and customer-disparaging service as at Gigantti; usually, you couldn’t get any service at all there. They sure were quick to push phone subscriptions on you, though.

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This perhaps wasn’t written with 100% deadpan seriousness, although, as in every good story, there’s a grain of truth to it. I have also received good service at Gigantti; especially the older salespeople know a lot and don’t push products on you.

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I personally have always received good service at Gigantti, and it is entirely reasonable to ask a customer if they need help. Warranty issues have also been handled without any problems. I’m pretty sure the next complaint would be that you can’t get service at Gigantti if the salespeople stopped initiating contact with customers.

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When it comes to Summa, it seems yet another bubble burst—one that was hyped up quite openly here at some point as well. For me, the previous close acquaintance in the same field was Intellego, which also ended in investors’ tears.

I have never had a single euro of my own money invested in either of the aforementioned companies. At this point, the question often pops up on investment forums: why even comment on the company?

I comment on companies across a very broad scale, but I rarely join the discussion regarding companies currently in my portfolio. However, I do occasionally participate quite actively in discussions about cases like Intellego, where I feel I can provide some added value by researching the matters. Yet, most of the time, being yelled at is the reward you get for this.

I understand my own limitations regarding Nokia, for example, because there are many Nokia analysts on this very forum who are better than I am. So, I content myself with reading their posts and trying to learn from them.

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