Tonight’s movie selection is Texas Chainsaw Massacre 2. I must admit I’m not entirely sure about the Oscar situation for this piece of cinema, but it might be the very film that catapulted Dennis Hopper into stardom.
The production was written by I.M. Kit Carson (really)
Exactly. The setup would be like an 8-year-old hobby club’s fathers vs. sons game, where the fathers let the sons score a few easy goals at first to boost their confidence, but as the game progresses, the competitive fathers tighten their grip on the stick, eventually dominating the sons completely. 
Being abroad like this makes you appreciate most filter coffees in Finland. In these places, there are only instant, bulk-commodity coffee powders.
And if anyone is wondering why I don’t carry my own, I can say that a 3–6 month supply isn’t exactly the first thing going into my suitcase 
You see, you have to choose your drink according to the situation. In the same way, you use completely different spirits when you’re at Bar IHKU with Vornanen comparing who has the steadier aim, versus when you’re pitching your startup to Engeström at a Wine & Finance event.
That “Coffee Friend” stuff is no good when what you really need is a proper Coffee Enemy. When you wake up way too early because some sewer is being opened up in the street again and some sole proprietor “Bob the Builder” is backing a truck back and forth accompanied by a loud beeping sound into a grey, watery tomorrow, you put the coffee on, and with trembling hands, you lift that produced black death to your lips and down it, roaring, “ugh, what hellish poison.”
Now you are wide awake and mentally prepared to face the day’s First North setbacks, and when the World Happiness Report sends you a survey in the afternoon asking how happy you are, you answer honestly with the number 8, because you no longer even remember the dreams you had for your future life as a small child.
You can brew that better premium coffee on a day when one of the stocks in your portfolio is sold abroad prematurely with a +30% premium, and after that, you go check the Model Portfolio’s return curve, only to notice it’s once again sitting below the index return.
Oops… a nice story about the happiest nation with a small twist.
I personally have the NN Platinum and nowadays I put absolutely everything straight on credit. With the credit side as the default in Apple Pay, it never comes out of the debit side. At the same time, this covers purchase protection etc. for all items of at least €100, which is included with Gold/Platinum cards. I get a decent amount of cashback, although you don’t really notice it in the account since the refund always goes back to the card, meaning it reduces the next credit card bill.
Harkitsen kesäautoa 
In the rarefied world of luxury automobiles, Rolls-Royce (BMW.DE) just upped the ante.
Enter the Nightingale, the inaugural entry in the automaker’s new Coachbuild Collection. It combines the nostalgia and grand motoring of massive land yachts of the past with drop-top motoring and 21st-century engineering. And we’re not talking about a V12 — the Nightingale is all-electric.
Rolls-Royce tends to be discreet, shall we say, about pricing, finding discussion of cost unmannerly. That being said, industry sources say the Nightingale’s price tag will be in the eye-watering $4 million to $5 million range, depending on options.
That’s just how it is. 
You don’t want to skimp on coffee, even though Juhla Mokka isn’t exactly gourmet. Lidl’s coffees as the gif shows. 
This is the amount you should have for a rainy day
The man from Nordea says that “a good basic buffer is an amount equivalent to two months’ mandatory expenses”. Do you have that amount in your emergency fund or similar stash?
Yes, big time. You can see the level of quality of life in Finland in this, too. In that developing country known as the US of A, supermarket coffee isn’t even fit for a barn floor. Surprisingly, in Japan too, the coffee is basically absolute garbage.
In these circles, this is a somewhat irrelevant question, as many can quite easily withdraw a sum equivalent to, say, ten years’ worth of expenses with a few days’ delay.
Personally, I strive to minimize the money eroded by inflation, and often I don’t even have two months’ worth of expenses in my checking account.
Let’s raise the poll again on the best coffee morning of the week.
Already 105 brave voters, and unofficially it can be stated that buying coffee in max 2pcs/household batches is probably not completely exceptional.
Is this really that surprising? People in the USA drink sugary Starbucks coffees, Japan is above all a tea country, whereas in Finland people drink the most coffee per capita in the world.
As someone with a regular salaried job, it feels silly to hoard thousands in a bank account. My Visa card has sufficient withdrawal limits to live comfortably for a few months. As a last resort, withdrawing from investments is also possible.
For this reason, it’s quite surprising that Finnish coffee culture is so poor. Here are the Italians’ “essentials”
The guy from the bank wants you to put more money into your bank account
All that kind of unproductive working capital is dead money that should be minimized unless there is an immediate need for it. Besides, those are exactly the funds that thieves and scammers steal. I’ve never heard of an elderly person being scammed into transferring Harvia shares to India via bank transfer, but if there’s ten grand in a checking account, it disappears with a single click.
For sudden large expenses, it’s better to have a Platinum Visa instead of cash, which provides travel insurance, purchase protection for those big purchases, and payment method benefits at the same time.
If mandatory expenses mean housing, bills, and food, then yes, I have it, and I’ve never had to touch it.
I never let my checking account balance drop to a three-digit figure (an obsession since 2010), and even my investment account balance remains strangely untouched, as everything happens from the checking account side, even stock and fund purchases. Through micro-saving, the goal is to set aside a separate stash of 5,000 euros over eight years, for the reasons “just for fun” and “because I can,” but without a specific purpose; I’ll spend it then if I feel like it, for example, on traveling.
It’s quite a problem when you can’t think of any other use for extra money besides investing, as I already have everything I need, I don’t want to buy more material things to sit around and collect dust, appliances are staying intact (
), the biggest dreams have already been realized (some several times), and I don’t feel like traveling every year. This year I’m even skipping flying just because of the uncertainty and prices. Still, I need to come up with some experiences for the upcoming summer vacation. 
EDIT: I did order maintenance for the balcony glass for next week, so I’ll get to spend hundreds on something other than investing, whohoo!
I’m heading out soon to enjoy the outdoors for a longer stretch, and the spring sun as well. Regardless, I’ll stay in the shade to avoid the harsh sun and migraines. 
Maybe halfway through my outing, I’ll go seek shelter and safety for a few hours at some pub. 
I’m mainly wondering if there’s some trick to get bills or similar paid from the credit side instead of a normal bank transfer. Or other cool tricks 
