It is indeed customary to make New Year’s resolutions, but this year I will present a prediction or three, because I know that on this forum the threads are packed with people reading all sorts of tea leaves, such as technical analysis, @Verneri_Pulkkinen’s vartti segments, interviews conducted by @Sijoittaja-alokas, or worst of all, competent-sounding writers or analysts who go at each other’s throats on the forum so uninhibitedly that their families won’t recognize their faces after spending an hour in the Tesla thread.
I am glad to belong to such a crackpot crew, as I did, after all, predict Kamala Harris’s victory in the 2024 presidential election about a week before the election, so you know I know what I’m talking about, especially when it comes to investing, because I was and still am a big Hyzon fan and happily owned Zignsec until it too was bought for pennies by some more competent party who understands to buy a good company when it’s doing poorly, and isn’t a broke retail investor suffering from FOMO who would have ended up with more money by buying Finnish Koskenkorva with the same amount and returning the bottles to the store after use. All right, ready?
I predict that…
Trump will not serve his term to the end (nor will he attempt a third).
The Republican Party will split due to internal power struggles before the end of the current president’s term. The party will nominally remain, but its political weight will decrease significantly.
Russia’s war in Ukraine will not end during 2026. Russia weakens and Ukraine strengthens.
Finland’s economy will turn upward during 2026 (this has been predicted 17 times in a row at the end of each year since 2008, but not by me).
China will invade Taiwan before the end of Trump’s term.
All right. Some of these are several years away and for some predictions, I hope to be wrong. Like all self-respecting oracles, I conclude my predictions with the statement that if any of them appear to be wrong, then they are wrong, and that won’t change no matter how much you read them forwards and backwards.
Come what may in 2026, Happy New Year to everyone already, in case I happen to follow the aforementioned excellent advice tomorrow by acquiring valuable glassware for which I can get a deposit back next year too!
I myself work in customer service and until very recently have avoided talking about my Faron investments, but keeping quiet has become increasingly difficult. You see, I recently got a tip from an acquaintance who has proven to be very reliable, according to which the company has achieved quite promising results in developing a cure for death.
Actually, the only risk I see is that even though I’ve mortgaged my apartment among other things, the fabulous returns looming in the future still can’t possibly be enough for the needs of eternal life. Despite this, Happy New Year to everyone, endlessly!
The 2025 investment year is coming to an end, and as a result, the financial media is once again publishing all sorts of rankings on how well or poorly various indices, sectors, companies, or individual investors have fared during the year. Members of the Inderes Forum have been recognized for their forum success over the past year in 2022, 2023 and 2024 – and even though I have managed to participate in discussions a bit less than usual this year, I still wanted to continue the tradition for the fourth year running.
I myself sold this during the course of this year at prices of 9, 10, 15, and 19 euros, and the position has dwindled by 60%.
I had 4.4K of this at the start of the year, so I didn’t learn anything from my Qt blunder, dim-witted and timid as I am. Average price for the remaining shares is <7€… capital gains have certainly been nice (~ +21K) but too much was left on the table again… regards, yours truly, the blockhead.
Congratulations to @Vanerihands for crafting no fewer than the four most liked memes this year! With these merits, you are quite literally the forum’s own “Memehands”!
A year ago, the best meme of 2024 was awarded, and I promised the same for this year as well. I’ll get back to this in February once I return to the office from parental leave.
Thanks also to @KuHa once again for organizing the Inderes Forum Awards!
I was already happy with how the investment year had gone, but then I spent a few minutes in the portfolio returns thread and now I’m already feeling bummed.
Do you still have unused wellness benefits that are about to expire? Do your good deed for the day and delight a familiar or unknown small business owner by transferring them over Happy New Year to everyone
In places where municipal sports services can be purchased online using wellness benefits, for example, a season ticket to the swimming pool could be a decision that leads to a healthier, happier, and longer life.
Surprisingly, the year 2025 went almost exactly in line with the Helsinki Stock Exchange general index for my portfolio (the morphology of the curve was similar too), even though there are some very unusual foreign stock picks. A defensive victory, at the very least.
Hopefully next year will be even better, if not quite an annus mirabilis, which I would certainly hope for.
The year 2008 was truly bleak; I can still recall it to some extent. Everything I touched turned to , even Nordea (from the rights issue at €1.81/share in spring 2009, and general enthusiasm for the issue wasn’t very high). We recovered from that 2008 crash too; just before the Lehman Brothers bankruptcy, I managed to liquidate a significant but illiquid asset and then made some quite reasonable buying decisions on the stock market.
I think it’s worth bringing up this text from almost exactly a year ago. The year went well, and Juha’s thoughts were among those I relied on as I headed toward 2025 with my “Hesuli” (Helsinki Stock Exchange) portfolio.
“I still believe that the sun will rise again in Finland and in Hesuli too. We have a resilient people here and a land of sad songs, but some still have the strength to try to create a better future. Let’s give them a chance or, at the very least, stay out of their way.
I have bought plenty of Hesuli stocks in recent months. And I will buy more if I can at these valuations.”
Since @KuHa already published the 2025 Forum Awards earlier, it is now time to announce the Forum Aristocrats. One enters this rank of nobility by writing over a hundred posts during the year and receiving an average of 20 or more likes per post (the so-called L/P ratio).
In 2024, 306 users wrote over a hundred posts, and 35 of those users met the required L/P ratio.
In 2025, there were 246 users who wrote over a hundred posts, and as many as 39 of them reached the magical 20x L/P ratio level.
Ladies and gentlemen, the 2025 Forum Aristocrats are:
It should be mentioned that last year’s winner @Kale-possu achieved a very high L/P ratio again this year, but the number of posts written was not enough for ennoblement this time. @superg would also be ennobled with a high ranking if they were to write one more post before the end of the year.
It’s quite confusing and nice to find myself in such elite company, even though I’m just an ignorant small-time trader—or maybe that’s exactly why my posts have been liked It’s a nice contrast to the real investors
And by the way. It felt like my portfolio was just “stagnating” all year. Towards the end of the year, it actually started to climb nicely. The biggest factor was when Kempo and others that were heavily in the red rose back to near break-even. Either way, it all counts. Now I have to hope that something (read=Faron) rockets so I can arrange a proper holiday, as I’ll be hitting a milestone birthday in the spring.
Osuuspankki kept its promise, with €15 in bonuses in the bonus account and €6 for the taxman. That money can then be used however you like. For OP fees, to invest, or to buy whatever you want. A pretty decent reform.
Really sensible investing I held Bittium myself for almost ten years, cursing the 7-euro peaks many times because I didn’t sell. Except at the start of 2025 when the time finally came again.
I bought back a small lot at 9 EUR and excitedly sold it off at 12 EUR.
I don’t understand and I just don’t know how to FOMO like I should.
Happy New Year to everyone 
, even Nordea (from the rights issue at €1.81/share in spring 2009, and general enthusiasm for the issue wasn’t very high). We recovered from that 2008 crash too; just before the Lehman Brothers bankruptcy, I managed to liquidate a significant but illiquid asset and then made some quite reasonable buying decisions on the stock market.
It’s a nice contrast to the real investors 
I held Bittium myself for almost ten years, cursing the 7-euro peaks many times because I didn’t sell. Except at the start of 2025 when the time finally came again.