Inderes Coffee Room (Part 10)

Regardless of what you think about Ylilauta or other alternative platforms, I find it sad to directly dismiss a potentially interesting discussion topic as trash and ignore it, because the topic itself originates from a place that perhaps belongs in the trash. I myself encourage people to dumpster dive, in all its forms.

38 Likes

Thank you very much! It’s great to be able to read reports and other investment content made by professionals.

Have a nice trip and keep an eye on those monkeys belonging to the macaque mafia. iPhones, in particular, are valuable loot among those professional thieves.

1 Like

I first thought of this as a Christmas gift for @Pohjolan_Eka, but then I remembered that Inde’s model portfolio has severely underperformed. Would these quick courses help when we start chasing 20% annual returns again?

This is definitely not a paid advertisement

10 Likes

Have to appreciate that they’ve put a high return percentage for option A for that person A too. :thinking:

Regards, Recruit, who doesn’t talk about return percentage but rather payback percentage :smiling_face_with_tear:

Luckily, I compensate for the losses with Lidl’s oatmeal choices. :smiling_face_with_sunglasses:

16 Likes

Somewhat absurd marketing. Yes, mathematically it’s exactly like that, but especially a novice investor might get the impression that 20% compound interest would be a realistic 30-year track. There should be some sense of proportion in marketing.

7 Likes

You should also follow that company’s marketing or stumble upon them on YouTube. It’s quite something.

13 Likes

The overriding feeling is definitely frustration, even though by giving up now, this story would probably end up in profit or at least break even (of course, with other companies like Wärtsilä, Fortum, Deutsche Bank, Betsson etc., we would have made a killing, which were bought cheaply back then but sold far too early result-wise).

Indeed, my own view is that Kissamies (Catman) by stomping, drove the share price to the bottom, and even with the premium now received, the takeover bid is significantly too low.

But I definitely wouldn’t want to remain a minority shareholder in the company either, even though 90% is unlikely to be reached. A tough spot.

8 Likes

Faron’s investor’s loyal clunker moped

11 Likes

10 Likes

I’m a bit late to this, but I’d like to challenge the idea that investment industry advertisements offer compensation many times higher than other sectors? As an investment blogger, I’ve had the exact opposite experience on the matter :smiley:

From 2017-22, I actively maintained the Inssin osingot (Engineer’s Dividends) investment blog, and I’m proud to say it rose to the top ranks of domestic investment blogs. Despite a large readership, commercializing it was really difficult. It was hard to find partners, and it was constantly a balancing act between earning money and maintaining credibility. What I mean by this is, if I advocate for sensible spending on the blog, can I also advertise all sorts of “trinkets” to the reader? Another challenge then came from being regularly offered somewhat shady investment services for collaboration. Can these be advertised, or would that mean losing all credibility? And what is my responsibility as a blogger if, for example, the advertised investment service collapses years after the collaboration?

I don’t know the partners of Sijoituskästi (Investment Cast) that well, but audiobook services and a company importing cars from abroad come to mind first. Neither of these is directly related to investing. It might be that I just don’t remember their biggest partners, but I’ve gotten the feeling that most of their partners are “outside the investment sector.” This would also support my observation that finding relevant and good partners in investment circles is difficult.

For comparison, in 2022, I shifted from the investment world more towards car content, and money seems to flow much more easily there. There are “endless” advertisers related to the topic (car dealerships, spare parts stores, tires, etc.), and large sums move in that industry. Almost all Finns own a car or even several, and significant amounts are spent on equipping them. In addition to “everyone” having cars, people “deal with them daily.” This means the topic is current every day. Stock market developments don’t interest Finns as much.

Fundamentally, this phenomenon is based on the unpleasant fact that so-called educating has never been a goldmine. Instead, advertising is surprisingly profitable. To put it simply, it’s much more financially viable to encourage Finns to spend more money than to save it. Promoting increased consumption is supported by companies selling services and products, but who would fundamentally pay for someone to save money, i.e., practically consume less? Few companies want to invest their advertising euros in someone advising consumers not to buy/reduce buying.

52 Likes

How should dip buyers react to the fact that during NoHo’s press conference Q&A, physical fire alarms started ringing when there was talk about a generally bad market? Signs of a market bottom or an overreaction to kitchen-side savings? Not exactly a so-called silent signal, apparently.

3718

23 Likes

Happy birthday to the birthday celebrants

1 Like

They offered us an interface for that, but it’s quite clunky because you have to collect some authorizations from here and there. We’ll test it during Q4 :slight_smile:

13 Likes

Thank you, this was the best thing I’ve read in a long time! If you write a book, I’ll be among the first to pre-order.

P.S. I almost knocked over a few shelves at Ikea while reading this and pushing a stroller, and the story won out over reality.

6 Likes

If’s equivalent product is at least better in terms of its terms and conditions than that Pohjola landlord insurance

1 Like

Yeah, that’s how I’ve understood it too. As well as quite clearly in what situations it could be concretely useful.

I was going to add a certain position to the Helsinki stock list. Then I looked at the image below of the stock’s offer levels and “Whoa..” escaped my mouth. I’ll keep an eye on the situation.

A couple of YouTube personalities have discussed income generation, though this only applies to YouTube and not other forums, and they state that investment industry ads pay significantly more money. One could assume this is because people interested in investing are, on average, wealthier. This doesn’t, in itself, comment on the absolute magnitude of earnings, but rather their relative income; I didn’t write that investment ads make good money, but that they make better money than others.

Referring to those car channels, there are certainly several hundred, if not thousands, of them in Finland, while investment-focused ones might number only a few dozen. Although almost everyone has cars, there are about a million investors in Finland, meaning the supply/demand balance is still favorable for bloggers on that side. In the automotive sector, competition is already so fierce that they resort to rather questionable methods to keep channel viewership high, at a point when ideas have essentially run out. The investment sector has also started to look challenging lately, with many channels repeating themselves and seeking interviewees from outside the field, as the small circles within the industry have already visited the channels a couple of times.

Fortunately, there don’t seem to be any investment channels founded with the sole purpose of scamming in Finland and in Finnish yet; we’ll see when the first one appears.

1 Like

And yet it’s said that men invest more than women. On the entire wealth-life results wall, there are only 3 men. Is it, however, that men only make losses :thinking:

8 Likes

In our* portfolio :smiley:

10 Likes