Inderes Coffee Room (Part 10)

[Amatööripoimija]

Greetings from Copenhagen. A lot of money is always spent on these holidays. On the other hand, the value of the portfolio might fluctuate by the amount of a net salary in a day. But it doesn’t feel the same! It’s good that money is spent, it’s not worth just rotting in a hotel. Finnish companies have also been seen here, e.g., an If advertisement, and Marimekko and Nordea stores.

P.S. Does anyone else start using products from companies they own? I myself bought Olvi during Q2. I assume that results will already start to be visible during Q4.

[Juurikki]

Did it scare you?

No, I was just amused that it’s Paavo’s time now.

[Juurikki]

[antti314]

Someone really had to try hard to make this a clickbait headline. In Finnish, besides Mäntyniemi, presidents are only found on the coffee shelf and in a motorcycle club.

[Af_Ambar]

There are at

[Insinoori]

The Supreme Court also has a president.

[samamies]

Pörssien suunta (Osa 3)

Suolan kanssa… Here is where the bubble dynamics get complicated. Tech firms don’t want to formally take on debt—that is, directly ask investors for loans—because debt looks bad on their balance sheets and could reduce shareholder returns. To get around this, some are partnering with private-equity titans to do some sophisticated financial engineering, Paul Kedrosky, an investor and a financial consultant, told us. These private-equity firms put up or raise the money to build a data center, w…

Interesting! I think we need to send top detective Verneri Pulkkinen to investigate this in the form of Vari

[Tatu]

OST - Osakesäästötilin sijoitukset, HOLD

Tämän huonon startin jälkeen meno on ollut OSTilla parempaa. Arvo 225000€ ja välillä olen käyttänyt Wärtsilää ja Fortumia pihalla kovissa nousuissa ja palautettu salkkuun taas alempaa. Sisältö arvojärjestyksessä: Lapwall Wärtsilä Kemira Fortum Puuilo Nordea Sampo Huhtamäki L&T Evli Metso Tokmanni Remedy Inderes Näistä Tokmanni ja Remedy surkeita poimintoja ja miinuksella reilusti. Inderes dipistä salkkuun pieni positio. Salkku on ollut aika lailla HOLD moodissa otsikon mukaisesti…

Others, please also share if you’ve found good HOLD picks for your OST.

[Henkari]

There are presidents in countless different communities, but there is only one President of the Republic; the one currently in office.

[Kaljarahat]

Now would be a good opportunity for gold investors to combine an investment instrument with everyday use. Harvinainen 100-kiloinen täyskultainen wc-pönttö huutokaupataan Sotheby'silla | Uutisia lyhyesti | Yle

[Sijoittaja-alokas]

The President of the Republic has been on BBC too

[Suppilovahvero]

Dad played Fodelia🥸

Sausage soup, minced meat soup, chicken risotto, and ham casserole.

I’m taking these for my son into the big world. He can put them in the freezer and take them as lunch to work or eat them at home. I should make some for my own freezer too. I didn’t calculate the prices, but I guess those are quite affordable portions and, above all, tasty.

[Ituhippinen]

@Suppilovahvero

Oh, if only I had thought of another profession as a little girl

@Suppilovahvero

Dad played Fodelia🥸

Is ‘Suppis’ two different people or how does this work?

Excuse my curiosity

[Suppilovahvero]

Yes, I

[Windsuit]

Otherwise a good message, but you forgot “merkitmerkitmerkit” at the end

[Sijoittaja-alokas]

@Windsuit

Otherwise a good message, but you forgot " characterscharacterscharacters" from the end

Kalle was close to the upper character limit, i.e., 32,000 characters :D, only a paragraph or two more would have fit.

For example, if I recall correctly, @Juha_Kinnunen and @Mauri have encountered this.

[Enovene]

@Tunturisusi

So, according to that statement, the online store itself has set that €200 limit.

Probably 99% of the origin of such €10k cash purchases is related to some kind of foul play, grey economy, and obscuring the origin of the money. One might wonder where such amounts of cash come into circulation… Could it be various drug trafficking, cigarette trafficking, other cash trade where taxes are avoided, etc… Undeclared wages, human trafficking, fraud, etc…

Still of the opinion that it’s absolutely right that it’s being monitored. No normal companies or consumers need to carry tens of thousands in cash nowadays to buy electronics or anything else.

However, cash is still a legal tender, and a large sum of money doesn’t even necessarily have to be acquired through crime. Especially now that all digital money in bank accounts falls under the real-time, AI-driven continuous surveillance of the State & Tax Authority. If someone wants to legally collect cash, even from every account, it’s not criminal, even if here too there’s a desire to once again override laws through interpretations. So, cash is practically forbidden.

[Henkari]

Inderesin SIJOITUSmeemiketju

[Screenshot_20251101_194242_F-Secure]

It was also mentioned in small print that daily banking services, bank and credit cards, etc., will again be subject to a fee from the beginning of the year.

But certainly a justified change, as, for example, in 2024, the OP Financial Group’s operating profit was only 2.5 billion, i.e., approx. €1,000 per cooperative member.

[Henkari]

I’m repeating myself again… if I’

[Insinoori]

Previously, the fees for banking services didn’t “bother” anyone because mortgage holders received “plenty” of bonuses, and they couldn’t be used for anything else (though they could be used for insurance, legal services, etc.). Now, they are taxable income that could be used more wisely. This will make bank comparisons tougher in the future, as the bonus is no longer such an overwhelming factor in the equation.

At least my need for OP Gold will be re-evaluated. The card is quite good and the services are convenient, but now it’s worth going through the alternatives.