I don’t know if this belongs in this thread @Antti_Jarvenpaa, but I was absolutely appalled when I listened to a recent Raharadio episode, and there was a discussion about whether one would prefer to receive €5000/month in hand for the rest of their life or €1,000,000 all at once. Regardless of age, for anyone even slightly involved with investing, it should be an absolute no-brainer to take the million right away. I even got quite upset about this.
Sorry to hear that this caused a bad mood. 
In that discussion, our intention was to bring up different perspectives related to decision-making, and I believe we did. Even if math would favor a lump sum of a million, in practical life, people almost never make rational decisions. It was also brought up how for many, a large sum of money quickly disappears down the drain (kankkulan kaivoon). If one starts investing a million, or even a significant part of it, long-term, of course, that is a clear answer.
Not everyone views the situation like an “investor,” and in Raharadio, we aim to bring and take investment-related discussions to a wider audience as well. In such cases, the topics and discussions need to be more popular at times and spark discussion among listeners too. One listener sent me a longer calculation by email over the weekend, explaining why a million (milli) is a better option. The question clearly made them ponder the matter, and in the episode, I hoped that listeners would comment on this and share their thoughts.
Edit: Typos.
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Well, luckily I calm down quickly and sometimes I dramatize my word choices a bit 
Precisely because the audience might include fewer people familiar with investing, it would have been good to go through the matter mathematically and perhaps also explain what a rational person’s choice would be. In my opinion, that suits an irresponsible spender of 5000€/month.
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There is a bug in the Metsa percentage on the homepage.
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Both are correct, as Metsä Group has two share series that went in different directions.
These things sometimes happen in companies with two share series, especially when one series often has much lower trading volume.
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Right, yeah, I didn’t actually think about those separate share classes. Still, the front page view’s link doesn’t go to the other share.
Would it be clearer on the front page view to have the more traded share class?
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Thanks for the previous improvements! Now a couple of new oddities with that graph caught my eye:
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Apparently, the “lowest / highest” price is only for closing prices? So the current day’s price does not affect it (see images below)? This is fine, of course, but I just want to confirm?
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The rounding of the lowest share price behaves quite strangely when the observation period changes. In the Kamux chart images below, all have a different lowest price, even though I think it should be the same?
Finally, a suggestion for improvement or a wish: It would be great if, when hovering over the lowest/highest price, it would show the date when this price was realized.
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Stock comparison not working:
…and if I click “load data”, I get an internal server error.
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Apologies for the slow reply! Due to Christmas rush, there’s a backlog here again 
@Tomi_Valkeajarvi already mentioned that, but the settings can be found behind the “Compare” button. We need to consider if that’s the best term if we embed more settings there. For older listed companies, that max + target prices combo is indeed not the best 
Yes, I added this to the list of other smaller fixes, we’ll see how much we can tweak without making it too small.
Yes, that’s been on the backlog forever, but it wasn’t as relevant when there were even fewer companies in Sweden. I’ve raised its priority, but it might be implemented when we make several other fixes there at the same time.
We have simple market and company filters on the Analysis page. Were you looking for some other way to do that, or is the current one just too hidden?
Yes, good point! That can understandably cause confusion when we have a company page, but a company can have multiple instruments. We had a fix in mind for this, which we hopefully can implement across the entire site. Fortunately, such dramatic differences in share series are rarer 
Yes, we discussed this with the team earlier and will include the current day’s price in the graph, if there are no major technical obstacles.
This is a bit odd, we’ll check it. Fortunately, not a dramatic difference!
Yes, this is a good suggestion too 
Hmm, it works for me @Ilkka6, could you try again? I don’t know what bug it was then 
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Yes, it started working later the same day but I forgot to update my message. Thanks. 
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As a brief interim update, Inderes’ separate audio application will be removed during Q1. I will provide more detailed information on the schedule in January, but below are the most essential observations.
- The goal is to facilitate listening to Inderes’ content, improve its distribution, and automate content addition. The separate application became a bottleneck and cumbersome in these respects. Fundamentally, all new content will be published as audio, so the user experience should not deteriorate.
- After the transition, new content will be found on Inderes’ various program channels, which are available on Spotify as well as various podcast platforms. The option to listen to content will also be embedded on Inderes.fi in connection with the content, such as in the latest Remedy video. The goal is to eventually create its own comprehensive “Inderes-Radio” page, but we will advance this later.
- The goal is to make it easier for everyone to follow their preferred programs. For example, a user can follow Verneri’s Quarter on Spotify and receive notifications if desired. This will be advanced once the program and creator return from parental leave
- Here are the programs currently available:
Send us a message if you have any concerns or wishes! We will provide more information after the holidays
P.S. Wondering about the future of audio? Read Christoffer’s excellent comprehensive report on Spotify 
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@Marianne_Palmu I watched finannsiflikat yesterday 
and the following came to my mind.
For me, almost all investment-related terms just roll off me like water off a duck’s back. I simply can’t remember or use them, probably because the subject doesn’t really interest or excite me much.
However, since it would still be good to know something so that company, fund, and other choices aren’t just pure guesswork, would it be possible to present these matters through one’s own finances?
I mean, when P/E, P/B, or other things that should be known don’t come to mind or just go over my head, would it be possible to concretize the same things by simplifying them, for example, through one’s own finances or the financial management of a small business?
Another thing
It would be nice to have a dedicated chat for these programs, where one could then indicate which one they are referring to by tagging it. It could also lower the threshold for giving feedback or having discussions about the matter. For example, I didn’t know what the right/best channel for this would have been now.
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That’s a bit difficult in my opinion. Or it’s hard to find what you’re looking for. Perhaps there could just be a list with filters, and then maybe a link to the three latest reports and a comprehensive report, if one exists. Analyses are primarily for premium customers, and I believe that company reports are precisely what people are looking for.
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Hi @Tipitityy, and thanks for the excellent idea to concretize the key figures, we will definitely add this to next year’s list. And no worries, there will be a dedicated section for Finanssiflikat (Financial Girls) followers, that’s also on the list Have a wonderful Christmas time!
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Has there been any thought of lightening the dark theme a bit? I personally use a dark theme in many services, including the Inderes forum, but a light theme on the main page. The dark theme, at least in my opinion, is too black.
On the forum, this is more pleasing to the eye because it’s more grey instead of black. YouTube’s dark theme is already closer to black, but slightly lighter and thus more pleasing to the eye.
Alternatively, one could consider a couple of different dark modes, from which the user could choose, like on X.
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I agree, dark is better for the eyes when the background isn’t so bright, but the contrast between the text and the background is too strong and the lines start jumping, especially when using a smaller scale.
A visit to the optician helped a bit 
, but the contrast still remains too strong on the forum as well.
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Adding to this. I quickly tested a lighter theme, what do others think?
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I don’t want to bother the developers on Slack anymore, especially with Christmas just around the corner, so let me state here while I remember, that here’s another vote for a slightly more subdued dark mode, as @Gordon_G rightly pointed out. 
At the same time, perhaps the darkening filter could be removed from cover images in dark mode. Because, at least to my eyes, some cover images look quite cluttered with that darkening. In light mode, that darkening is not present.
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Note on company page changes. The latest analysis report could link to the latest “proper” analysis report. Previously, it showed the two latest, so at least one of them always used to lead to the correct place. Now, for example, as the latest report for eQ, there’s only Arvonluojat (Value Creators) and for Gofore, only Mallisalkku (Model Portfolio), and the actual analysis with target prices and forecasts has to be dug out through a more difficult route by browsing the feed (e.g., for eQ, only on the 6th row in the “Analyses” feed!). The comprehensive report is now found faster than before, thanks for that.
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Of these buttons on the Qt page, the "Latest analysis report" does not lead to the analysis report, but to the model portfolio report:
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