Hi there!
Apologies for the delay in my response. But at least I can tell you about our collaboration event with Nordnet, information about it below:
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Kaisa was in Sara’s interview. 
Inderes’ very own Kaisa Vanha-Perttula has a multifaceted and inspiring journey behind her to become an equity analyst, in addition to which she works with the Inderes Femme community. Fundamental investing is an important hobby for Kaisa, which started about five years ago, first with funds, alongside which direct stocks have also emerged. In the episode, Kaisa discusses, among other things, her journey to becoming an equity analyst, as well as her own investment path!
Subscribe to the Inderes Femme channel, there are interviews, portfolio reviews, etc.
Topics:
00:00 Start
01:02 Kaisa Vanha-Perttula
04:10 Becoming an Analyst
10:04 Companies Kaisa Follows
13:56 Starting to Invest
21:01 Kaisa as an Investor
28:31 Sources in Investing
33:25 Successes and Mistakes
40:34 Career’s Impact on Investing
44:16 As a Woman in a Male-Dominated Field
48:23 Greetings to Past Kaisa
Music: Nalle Ahlstedt, D8 Music
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Greetings!
A new pick was made for the Femmesalkku (Women’s Portfolio) today, we got to feel a bit of the Wall Street atmosphere Here’s the report:
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How do you, from Femmesalkku’s perspective, view Visa’s risk side, given that this year the digital euro, dollar, and other solutions have been declared competitors to Visa, which would also be cheaper for online stores and would hit payment processors’ margins:
At least on the nerd side, there’s boasting about getting rid of Visa as soon as possible, because the company has turned into a global political censorship vehicle and has actively started dictating to online stores what they can and cannot sell:
https://www.polygon.com/visa-mastercard-steam-censorship-valve-itchio-gta/
With those valuation multiples, there probably isn’t much room for cracks in the investment story
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Thanks @Pohjolan_Eka for the good point 
We also pondered these themes with @Marianne_Palmu when researching Visa and making an investment decision. Although Visa’s position is exceptionally strong, the payments industry is not immune to change. We went into more detail about the risks associated with the company (incl. regulation, digital currencies, China) in the video as well, so it’s worth watching once we get the video published from the editing desk.
In our view, digital currencies are one key risk for Visa, but much also depends on how they are ultimately designed and what role they assume in the payment system. A direct threat scenario, in our opinion, would be if consumers and merchants could handle payments without card networks. This would directly hit Visa’s traditional earning logic, where the company takes a small slice of every payment passing through the network. If payment costs fall due to digital currencies, it would erode Visa’s and banks’ traditional revenue streams. In addition, central bank-backed solutions could quickly gain ground, for example, in e-commerce or public services, which would bring more competition and pricing pressure to the market.
On the other hand, there are also many elements that, in our opinion, mitigate this risk. For example, the ECB has already emphasized that the digital euro will be implemented in cooperation with the private sector. Visa could well be part of the solution by offering, for example, technology, fraud prevention, and secure data transfer solutions. The company also has the opportunity to build value-added services on top of digital currencies, such as short-term credit or loyalty programs, which a mere digital currency does not offer by itself. In addition, payment habits change slowly: consumers still value the convenience of cards, credit features, and the benefits associated with them.
In our opinion, it is entirely possible that digital currencies will complement existing payment methods rather than replace them entirely. They would bring competition and force Visa to develop new things, but the company’s long experience, globally built infrastructure, and continuous investments in products and network development, in our view, provide it with a good starting point to adapt to change. However, it is justified for an investor to monitor how the development progresses and what role Visa ultimately takes in these. And this is what we at Femmesalkku will also continue to follow 
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Yesterday, together with Nordnet Female Network, we organized a joint event on international investing! 
The event was held as a hybrid event, and we are really touched that we got both a large live audience at Nordnet’s office (the live event filled up in a couple of minutes) and plenty of people online! 
As a tip for those who couldn’t participate in either way, we published a recording of the event: Nordnet Female Network x Inderes Femme Afterwork | Kansainvälinen sijoittaminen
Nothing else but towards the next Femme events! We’ll share them here again when it’s timely! 
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Is it possible to see the content of Femmesalkku somewhere, similar to the original Inderes model portfolio? I’ve tried browsing Inderes’ pages multiple times, but I haven’t come across it.
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Thanks for the event and especially for the recording. I got disconnected during the event and it wouldn’t let me back in, so I missed a lot in between.
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Femmesalkku’s (Women’s Portfolio) holdings, ownership distribution, and trades can always be found in the latest report. In the future, the goal is also to display the portfolio information (similar to the Model Portfolio) on our pages. 
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How about the cash amount in that femme portfolio?
70 percent throughout the entire bull market spring/summer. Still 50.
Assembling the team and coordinating schedules is, of course, understandable. But in the long run, if we operate
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@Kaisa_Vanha-Perttula and @Marianne_Palmu discussed Femmesalkku, its content, and, for example, its recent acquisition.
Subscribe to the Inderes Femme channel: https://www.youtube.com/@InderesFemme. This channel will feature many interviews and other interesting investment-related videos.
Topics:
00:00 Start 00:18 LVMH 03:09 Huhtamäki 04:53 Latest pick 06:23 Industry 09:14 Business model 11:47 History 13:56 Why Visa? 15:45 Risks 22:35 Valuation
Music: Nalle Ahlstedt, D8 Music
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I myself am generally extremely negative regarding such gender-specific content, but it is quite desirable that Inderes brings forth various investment portfolios alongside the failed and stale Model Portfolio. However, the way this has been handled is not, in my opinion, appropriate at all.
I would hope that the content would focus on different investment strategies instead of what moves between the legs. But since Inderes now has a Femme-portfolio, there should also be an Ukko-portfolio. Especially since we men form a clear majority of Inderes’ users and payers. I recommend Verneri and Rauli as the managers for the upcoming Ukko-portfolio. We’d get gaming stocks and a bearish attitude towards engineering companies.
And if new portfolio ideas are being considered, I would gladly see Inderes in the future have a “small-cap portfolio” focusing on companies under 100M, a “euro portfolio” investing in Europe, and a portfolio that aims to trade daily but transparently, reporting portfolio events the following day.
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Perhaps we shouldn’t start the nth discussion about whether this kind of content is okay or not? Just don’t read or watch it if you don’t think it is. Inderes, after all, had a business case for this.
Speaking of Visa, it came to mind that the portfolio has a kind of Fundsmith vibe, if you don’t consider that euro index 
It’s quite amusing, as I’ve tried to bolster my own portfolio with higher-quality stocks (though I’ve been quite unsuccessful at it). On the other hand, I’ve always considered Visa too expensive, but apparently, it would have always been worth buying anyway.
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As an Inderes shareholder and forum user, I feel it is my right to comment if the company does something that, in my opinion, does not promote the company’s services or mission. This is regardless of what anyone else says.
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Go ahead, but this matter has already been discussed on the forum multiple times regardless of what @Farseer says. That “unique” thunderbolt angle was probably one of the first suggestions Femme received. I don’t find your criticism very constructive.
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The matter has been discussed on several occasions in several different threads. The Femme mission directly states what it’s about:
Can anyone be part of Femme?
Absolutely! \u003c3 Inderes Femme is a community for everyone interested in investing. Whether you’re just starting your investment journey or are already an experienced player, in Femme you’ll find information, inspiration, and good energy all in one package.
In this thread too @Kaisa_Vanha-Perttula explained how women are underrepresented in stock investing in the stock market.
\u003e Although we focus specifically on promoting women’s financial literacy – because women still invest less often and with smaller amounts than men – Femme is open to everyone who shares our goal of financial equality
I agree with you @samamies. And it’s okay to disagree! In the name of quality discussion, however, I encourage us to move the conversation forward and stop the “crotch” and “thunder portfolio” comments.
edit. funny phrasing and typo
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This may have been discussed, but I think it’s perfectly justified that community members and shareholders could be part of that discussion instead of shutting it down from the start with the justification “this has been discussed before.” That’s why I wrote here.
It is stated that women are underrepresented in stock investing. Well, so are young people, disabled people, people of color, and who knows what other minority groups. Should separate portfolios be established for all of them, and why? For a hundred years, women in Finland have practically had the same rights as men, so that cannot be used to justify the matter – nowadays, even significantly better rights than men.
I cannot in any way support such gender segregation, neither as an Inderes shareholder nor as an active community member. That’s why I want to point out that these resources could be used much better for both the community and the company.
I’m not interested in participating in the women’s portfolio (femmesalkku) activities, when its very name is completely repulsive and reflects that instead of expertise, commentators have been chosen based on what’s between their legs. I apologize, but the entire name and idea of the women’s portfolio (femmesalkku) is based on that very thing.
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As an Inderes employee, shareholder, and community member, I am very happy about the establishment of Femmesalkku. I think it’s great if we can expand Inderes’ reach to an even wider audience, and that more and more women also get excited about the good news of stock investing. The trend is clearly in the right direction, but there is still a lot of work to be done! Femmesalkku already has a commercial angle through events, but I would see it as particularly valuable if we succeed in expanding the community even further. Reaching new target groups is always valuable for companies, so succeeding in this strengthens the competitive advantages of our analysis operations.
I am also very pleased that we have @Kaisa_Vanha-Perttula as an analyst, and it has been great to follow her very rapid development curve. Kaisa is well on her way to becoming a rock star in the analysis field in the coming years, and I hope her example also inspires more women to pursue a career as an analyst and in the financial sector in general.
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It’s interesting that Inderes’ Femme brand doesn’t cause me any anxiety. I could perhaps somewhat understand these complaints if, during the launch of Femme, Inderes had conspicuously shut down some beloved institution like the Model Portfolio (Mallisalkku). However, nothing was removed; only more content was added.
I believe many were particularly interested in Marianne’s – a top 10 legend of the forum of all time – public stock-picking debut. Kaisa’s increased activity on the forum, on the other hand, is exactly what many have hoped for from junior analysts, and her expertise in the fashion industry was immediately evident in the LVMH video.
I have played chess, where there are girls and boys among child enthusiasts, but almost all adults are men. So, in their teens, even the girls who would be interested in the sport quit because “this just isn’t suitable for a woman’s hobby.” The need for female role models is obvious in such scenes, as is the need for male role models in very female-dominated fields.
With the pandemic, the popularity of online chess and its streaming exploded, and among the most popular streamers rose, for example, the Canadian Botez sisters and the Swedish Anna Cramling. Their content is entertainingly original, and they have shown that to succeed and get rich in a male-dominated field, one does not have to be somehow “manly.”
Of course, a lot of hatred, bitterness, and envy also emanates from the depths of the internet towards such successful people from men who have been comprehensively marginalized in their own lives, and the reason for this must be women. These men should start solving the root causes of their problems by moving out among people to practice social interaction and starting to exercise, which increases well-being and reduces anxiety.
I have a daughter, and I consider it possible that my human-bear-pig-yelling (ihmiskarhusika-jorinani) will not inspire her to invest. But perhaps Femme’s videos about Louis Vuitton will. Of course, even then I will try to grumble that such direct investments are only suitable as satellites in a portfolio whose core is formed by cost-effective, passive, geographically and sectorally diversified funds.
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It doesn’t have to be hate, bitterness, and envy to state that Inderes’ development funds have gone completely to waste this year. That premise is a very thin straw man argument.
But as I said, a multi-pronged approach would work for Inderes. And as you pointed out, the activation of Marianne and Kaisa (as would certainly work for many male analysts) enlivens the forum. But does that necessitate establishing an investment portfolio focused solely on gender?
As a shareholder or forum participant, I personally don’t see this Inderes Femme paying back its investments. And even though this line has been thoroughly chewed through, I’ll just state: “Ugh, I have spoken,” and depart without further disturbing this femme-forum.
However, I promise to continue challenging and commenting on everyone’s forum posts as before, regardless of what is between their legs (or ears).
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