Six-figure portfolios - Where's the money from?

An always interesting perspective in these wealth discussions is also to calculate net worth.

Many may have an investment property, but if 70-80% of it is debt, it takes quite a long time to pay off before it’s fully owned. Cash flow is likely in the negative.

Alternatively, a 100,000 euro stock/fund portfolio and at the same time, for example, 200,000-300,000 euros in household mortgage and car loans.

I myself have noticed this quite often in various discussions, that, for example, people talk about owning

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