Hi! A question about fund and ETF investing and the potential use of the deemed acquisition cost (hankintameno-olettama). If I have invested in an ETF for, say, 12 years, can I apply the deemed acquisition cost to the portion held for over 10 years, even if more recent purchases in that same ETF were made, for example, a month ago? Is it the same for index funds? As a follow-up, if I were to withdraw, say, €10,000 a year from this long-term ETF/fund, is there a tax difference between it being a fund or an ETF? For the sake of clarity, let’s assume no separate withdrawal fees would be charged for either product.
You can use the deemed acquisition cost. Funds and ETFs are also treated according to FIFO.
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Hi, could you explain in simple terms how the taxation for Oriola works due to the merger of the share classes? I was left with a remainder of 1 OKDAV share. After the merger of the share classes, I have 1 ORIOLA share and a cash consideration corresponding to 1/14. Is the cash consideration 100% income, and is the acquisition cost only taken into account when I make a disposal?