Here are Frans’s quick comments on IH’s results. 
And here is also @Petri_Roininen’s interview regarding Q4
Topics:
00:13 Summary of 2025
01:38 Dividend proposal and capital allocation
03:42 Partial demerger and development of segments
06:38 Status of the new residential fund launch
07:23 Guidance for 2026
08:45 Housing market situation