# Inderes Coffee Room (Part 8)
**URL:** https://forum.inderes.com/t/inderesin-kahvihuone-osa-8/44338
**Category:** Sijoittaminen
**Created:** [November 8, 2023, 9:45pm UTC](https://forum.inderes.com/t/inderesin-kahvihuone-osa-8/44338 "2023-11-08T21:45:58Z")
**Posts on this page:** 20
**Page:** 41
### Author:  [@Sijoittaja-alokas](https://forum.inderes.com/u/Sijoittaja-alokas)
#### Post date: [November 23, 2023, 7:05am UTC](https://forum.inderes.com/t/inderesin-kahvihuone-osa-8/44338/881 "2023-11-23T07:05:50Z")
An interesting tweet from OP’s Olavi, I think there was some discussion about this elsewhere here on the Forum at some point… 🤔
[https://twitter.com/Olkurola/status/1727577636157764022](https://twitter.com/Olkurola/status/1727577636157764022)
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### Author:  [@Salvelinus](https://forum.inderes.com/u/Salvelinus)
#### Post date: [November 23, 2023, 7:10am UTC](https://forum.inderes.com/t/inderesin-kahvihuone-osa-8/44338/883 "2023-11-23T07:10:54Z")
It was really annoying again when the yard got completely buried in snow and I was out there shoveling since early morning, dripping with sweat, just so I could go pick up my daughter from town because she needed the other car. I would have picked up Colonel Sandels (eversti Sandels) and a few of his friends to ease the pain, but since the law doesn’t allow for that before nine, it’s a prime example of a useless restriction; I had to settle for water.
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### Author:  [@99467113346872865432](https://forum.inderes.com/u/99467113346872865432)
#### Post date: [November 23, 2023, 7:21am UTC](https://forum.inderes.com/t/inderesin-kahvihuone-osa-8/44338/884 "2023-11-23T07:21:40Z")
That was a funny picture that was removed 😁
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### Author:  [@Sijoittaja-alokas](https://forum.inderes.com/u/Sijoittaja-alokas)
#### Post date: [November 23, 2023, 7:28am UTC](https://forum.inderes.com/t/inderesin-kahvihuone-osa-8/44338/885 "2023-11-23T07:28:01Z")
Fellow member @Johannes_Sippola has written an excellent piece for Viisasraha. 🙂
The article is not behind a paywall.
_January is known to be a strong month in the stock market, and for example, in Finland, I like to explain it in layman’s terms: especially in small-cap companies, private investors have an incentive to engage in so-called tax-loss selling in loss-making positions, which leads to temporary selling pressure that is no longer present in January. This then tends to lead to a rise in January, especially among the “tax-sold” stocks that declined the most during the previous year._
> **[Tammirallille on hyvät edellytykset tänä vuonna](https://www.viisasraha.fi/nakokulma/tammirallille-on-hyvat-edellytykset-tana-vuonna/)**
>
> Marraskuu lähestyy loppuaan, ja alkaa olla aika miettiä asenoitumista tammirallia varten.
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### Author:  [@kabu](https://forum.inderes.com/u/kabu)
#### Post date: [November 23, 2023, 8:12am UTC](https://forum.inderes.com/t/inderesin-kahvihuone-osa-8/44338/886 "2023-11-23T08:12:39Z")
In Finland, the pay for the same work is a quarter of that. 🥲
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### Author:  [@Midnight\_Rendezvous](https://forum.inderes.com/u/Midnight_Rendezvous)
#### Post date: [November 23, 2023, 8:15am UTC](https://forum.inderes.com/t/inderesin-kahvihuone-osa-8/44338/887 "2023-11-23T08:15:40Z")
A new Special Quarter just dropped 🤤
> [@Verneri\_Pulkkinen](#):
>
> A slightly heftier 36-minute Special Quarter (2.5 Quarters) about the stock market.
[ ](https://www.youtube.com/watch?v=9vSAJGme2JI)
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### Author:  [@Hapzu](https://forum.inderes.com/u/Hapzu)
#### Post date: [November 23, 2023, 8:15am UTC](https://forum.inderes.com/t/inderesin-kahvihuone-osa-8/44338/888 "2023-11-23T08:15:46Z")
> **[Pörssien suunta (Osa 3)](https://forum.inderes.com/t/porssien-suunta-osa-3/42502/1197?u=hapzu)**
>
> Vähän tuhdimpi 36 minuutin Erikoisvartti (2,5 Varttia) pörssistä. Kuvaajia on läjäpäin joten en niitä kaikkia tähän latele. 😃 Tein esityksen pohjan pikkujouluihin, joten tässä on vähän tuttuja teemoja Varttien tai minun foorumikirjoitusten...
Damn, Verneri pulled an ace out of his sleeve and brought out the Christmas decorations on Nov 23rd. 🎅
A cup of something hot as company, don’t dare grab a ‘whiskey with a beer back’ since I’m sharing the home office with my wife 😑
I couldn’t find the like button under the Vartti anymore. What gives?
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### Author:  [@Vyolaukkumies](https://forum.inderes.com/u/Vyolaukkumies)
#### Post date: [November 23, 2023, 8:19am UTC](https://forum.inderes.com/t/inderesin-kahvihuone-osa-8/44338/889 "2023-11-23T08:19:23Z")
How have you planned to install the razor wire around your own property? It’s surprisingly heavy to handle.
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### Author:  [@Verneri\_Pulkkinen](https://forum.inderes.com/u/Verneri_Pulkkinen)
#### Post date: [November 23, 2023, 8:20am UTC](https://forum.inderes.com/t/inderesin-kahvihuone-osa-8/44338/890 "2023-11-23T08:20:10Z")
> [@Hapzu](#):
>
> I couldn’t find the like button under the Vartti anymore. What gives?
They are coming to the new page. If you have the time, I’d be grateful if you could go and give it a like over on YouTube. 🥳
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### Author:  [@Marky\_Mark](https://forum.inderes.com/u/Marky_Mark)
#### Post date: [November 23, 2023, 8:32am UTC](https://forum.inderes.com/t/inderesin-kahvihuone-osa-8/44338/891 "2023-11-23T08:32:17Z")
On this forum, the topic of net payers comes up regularly. People and the work they do are valued based on the size of their salary and who their employer is. This discussion is a bit too simplistic, so I’ll offer an example in the form of a small brain-teaser.
In Finland, there is one line of business that is growing strongly. Company turnover is increasing, and thus the taxes paid by these companies likely rise year after year. The salaries of the people working in these companies come from the private sector, which is surely seen here mostly as better than working in the public sector.
The total turnover for the entire industry in Finland in 2022 was about 50 million. The costs caused by this activity to the Finnish healthcare system are estimated to be around 270 million euros. So, industry turnover is 50 million, but costs to healthcare are 270 million. I wonder who the net payer is here? It’s about electric scooters.
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### Author:  [@KalleH](https://forum.inderes.com/u/KalleH)
#### Post date: [November 23, 2023, 9:03am UTC](https://forum.inderes.com/t/inderesin-kahvihuone-osa-8/44338/892 "2023-11-23T09:03:52Z")
One should also calculate whether this reduces other accidents, such as cycling accidents. A value should also be assigned to the time saved.
Personally, I gain about 15-20 minutes of extra time per day by using an electric scooter.
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### Author:  [@evilK](https://forum.inderes.com/u/evilK)
#### Post date: [November 23, 2023, 9:05am UTC](https://forum.inderes.com/t/inderesin-kahvihuone-osa-8/44338/893 "2023-11-23T09:05:43Z")
> [@Salvelinus](#):
>
> It was really annoying again when the yard got full of snow and I was shoveling early in the morning, dripping with sweat, just so I could go pick up my daughter from town since she needed the other car. I would have gone to get Colonel Sandels and a few of his friends to ease the pain, but since the law doesn’t allow that before nine, it’s truly an example of a useless restriction; I had to settle for water.
If we could even get an extra hour of sales time at both ends, it would already help a lot: so 9–21 would become 8–22. My local Sale was previously open until 22, but they changed it to close at 21; I suspect the beer sales restriction affected the turnover of the last hour too much.
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### Author:  [@vanha\_Qfwfq](https://forum.inderes.com/u/vanha_Qfwfq)
#### Post date: [November 23, 2023, 9:13am UTC](https://forum.inderes.com/t/inderesin-kahvihuone-osa-8/44338/894 "2023-11-23T09:13:53Z")
> [@Salvelinus](#):
>
> I would have picked up some Colonel Sandels and a few of his friends to ease the pain, but since the law doesn’t allow it before nine, it’s certainly an example of a pointless restriction; I had to settle for water.
A great invention like this makes a cold beer possible even before nine:
> **[Jääkaappi](https://fi.wikipedia.org/wiki/J%C3%A4%C3%A4kaappi)**
>
> Jääkaapin tarkoitus on tarjota ympäristöään viileämpi tila lämmönaroille tuotteille. Tällaisia tuotteita ovat esimerkiksi helposti pilaantuvat elintarvikkeet, kuten maito ja liha tai lämmönarat lääkkeet.
> Jääkaappi saa nimensä historiallisesta tavasta säilyttää lämmönarkoja tuotteita; jäätä ostettiin jäänmyyjiltä, ja kotona jää laitettiin siihen tarkoitukseen valmistettuun kaappiin, jonka sisätilan jää piti näin ympäristöä viileämpänä.
> Nykyisellään jääkaapit ovat teknisiä laitteita, joiden toimi...
I highly recommend it (or should I say “coolly” 🤔)
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### Author:  [@saku](https://forum.inderes.com/u/saku)
#### Post date: [November 23, 2023, 9:15am UTC](https://forum.inderes.com/t/inderesin-kahvihuone-osa-8/44338/895 "2023-11-23T09:15:37Z")
I’ve noticed that Akseli has clearly had something against analysts for quite some time now 😁😅 Quite an amusing Twitter guy to follow. 😁
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### Author:  [@Pohjolan\_Eka](https://forum.inderes.com/u/Pohjolan_Eka)
#### Post date: [November 23, 2023, 9:32am UTC](https://forum.inderes.com/t/inderesin-kahvihuone-osa-8/44338/896 "2023-11-23T09:32:41Z")
Akseli is just venting because he went and invested in Padma’s Tecnotree scam, and his beloved Graham formula no longer works in the current investment environment, so now he’s taking his frustration out on the analysts. I do the same thing myself whenever I make a losing investment 😝
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### Author:  [@Vyolaukkumies](https://forum.inderes.com/u/Vyolaukkumies)
#### Post date: [November 23, 2023, 9:39am UTC](https://forum.inderes.com/t/inderesin-kahvihuone-osa-8/44338/897 "2023-11-23T09:39:51Z")
Akseli is comical. He hypes up some company that deviates from the trend, like Sotkamo Silver, and calls other investors sheep and analysts frauds. Then, when the reckoning comes, he quietly switches to the next one and, during the transition, boasts about his successful(?) Incap purchases. Now it’s Tecnotree’s turn.
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### Author:  [@Tunturisusi](https://forum.inderes.com/u/Tunturisusi)
#### Post date: [November 23, 2023, 9:43am UTC](https://forum.inderes.com/t/inderesin-kahvihuone-osa-8/44338/898 "2023-11-23T09:43:22Z")
It looks like VW is still doing some business and holds a strong position in Europe.
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### Author:  [@Handeli](https://forum.inderes.com/u/Handeli)
#### Post date: [November 23, 2023, 10:00am UTC](https://forum.inderes.com/t/inderesin-kahvihuone-osa-8/44338/899 "2023-11-23T10:00:14Z")
> [@Vyolaukkumies](#):
>
> How were you planning to set up the concertina wire around your own plot? It’s surprisingly heavy to handle.
I recommend making chevals de frise and equipping them with concertina wire.
> **[Espanjalainen ratsu](https://fi.wikipedia.org/wiki/Espanjalainen_ratsu)**
>
> Espanjalainen ratsu on siirrettävä puolustuseste sodankäynnissä. Sen keskiaikainen versio muodostui puukehikosta tai pelkästä tukista, johon oli kiinnitetty rautaisia tai puisia piikkejä tai oikeita keihäitä. Estettä käytettiin pääasiallisesti ratsuväen torjumiseen. Sen englannin- ja ranskankielinen nimi on cheval de frise, joka tarkoittaa sananmukaisesti friisiläishevosta. Friisit, joilla oli erinomainen ratsuväki, käyttivät paljon tällaisia esteitä puolustukseen.lähde? Nykyään esteessä käytetää...
You can then deploy them more freely with a partner along the suspected main avenues of approach.
Concertina wire comes in such large coils that it is indeed difficult to install as is with a small crew.
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### Author:  [@vanha\_Qfwfq](https://forum.inderes.com/u/vanha_Qfwfq)
#### Post date: [November 23, 2023, 10:04am UTC](https://forum.inderes.com/t/inderesin-kahvihuone-osa-8/44338/900 "2023-11-23T10:04:07Z")
An investor naturally digs a moat.
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### Author:  [@Verneri\_Pulkkinen](https://forum.inderes.com/u/Verneri_Pulkkinen)
#### Post date: [November 23, 2023, 10:33am UTC](https://forum.inderes.com/t/inderesin-kahvihuone-osa-8/44338/901 "2023-11-23T10:33:39Z")
> [@mkkm](#):
>
> Bought Nvidia and I guess I really stepped in it as PLUG found its way into my portfolio.
This is a funny phrasing that raises the question: does the investor find the stocks for the portfolio, or do the stocks find the portfolio?
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