# Inderes Coffee Room (Part 11)

**URL:** https://forum.inderes.com/t/inderesin-kahvihuone-osa-11/71919
**Category:** Viihde
**Created:** [January 12, 2026, 11:48am UTC](https://forum.inderes.com/t/inderesin-kahvihuone-osa-11/71919 "2026-01-12T11:48:35Z")
**Posts on this page:** 20
**Page:** 343

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### Author: ![Karhu\_Hylje](https://forum.inderes.com/user_avatar/forum.inderes.com/karhu_hylje/32/60722_2.png) [@Karhu\_Hylje](https://forum.inderes.com/u/Karhu_Hylje)
#### Post date: [September 23, 2026, 7:19am UTC](https://forum.inderes.com/t/inderesin-kahvihuone-osa-11/71919/7209 "2026-09-23T07:19:14Z")

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This is a good point brought up by @Sijoittaja-alokas:

> [@Kreate - Finnish Infrastructure Builder](https://forum.inderes.com/t/kreate-suomalainen-infrarakentaja/12300/955):
>
> Since July, there have been three messages in the thread (and it wasn’t very active before this either); Timo Wikström’s presentation about his company and a couple of press releases from yesterday. slight_smile Kreate has risen by about 178 percent in 6 months! slight_smile And before sometime around Vappu last year, the share was under eight euros and now the share is at 35.7 euros! slight_smile Here is a company report by Ate on the wildly guidance-raising Kreate! slight_smile Krea…

In Kreate, fabulous returns and only a few messages in the thread. At the same time, in some threads, dozens of messages a day and absolutely horrendous losses on the board (e.g., Optomed and Faron).

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### Author: ![Zesvel](https://forum.inderes.com/letter_avatar_proxy/v4/letter/z/ce73a5/32.png) [@Zesvel](https://forum.inderes.com/u/Zesvel)
#### Post date: [September 23, 2026, 7:44am UTC](https://forum.inderes.com/t/inderesin-kahvihuone-osa-11/71919/7210 "2026-09-23T07:44:44Z")

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How are others here predicting how high (or low) Remedy’s shares will climb in the coming weeks as the Control Resonant release approaches?

At least Alan Wake 2 didn’t really move the curve much either up or down, but now the share price has already climbed fairly well, so I wonder if the peak is already in sight, is there already hot air in the price now (?) 🤔

But apparently Control Resonant is a significantly more anticipated game than Alan Wake 2

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### Author: ![Atte\_Riikola](https://forum.inderes.com/user_avatar/forum.inderes.com/atte_riikola/32/185564_2.png) [@Atte\_Riikola](https://forum.inderes.com/u/Atte_Riikola)
#### Post date: [September 23, 2026, 7:45am UTC](https://forum.inderes.com/t/inderesin-kahvihuone-osa-11/71919/7211 "2026-09-23T07:45:18Z")

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A Finn, a Swede, and a Norwegian issued a profit warning… 😃

 ![image](https://eu3.dh-cdn.net/uploads/db2934/original/3X/d/6/d647dd1c314a925093e0dce67ec971a5914a8e6c.png)

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### Author: ![Pinqu](https://forum.inderes.com/user_avatar/forum.inderes.com/pinqu/32/231094_2.png) [@Pinqu](https://forum.inderes.com/u/Pinqu)
#### Post date: [September 23, 2026, 8:50am UTC](https://forum.inderes.com/t/inderesin-kahvihuone-osa-11/71919/7212 "2026-09-23T08:50:35Z")

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Hi, I guess it’s appropriate to ask this here as well. I was browsing through my received dividends and noticed that I got a dividend from Novo. As far as I recall, there was talk that the excess withholding tax on dividends coming from Denmark needs to be separately reclaimed from Denmark. But I wonder if this has come through correctly, at least for me.

127 shares. 3.75 DKK per share, so 476.25 DKK. Received 63.71 €. Withholding tax 17.20 €. Totaling 80.91 €, and the tax rate would be 21.25%.

Is there something here that I’m missing through the brain fog? A coffee-break math puzzle of sorts.

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### Author: ![Ilkka6](https://forum.inderes.com/user_avatar/forum.inderes.com/ilkka6/32/131006_2.png) [@Ilkka6](https://forum.inderes.com/u/Ilkka6)
#### Post date: [September 23, 2026, 9:02am UTC](https://forum.inderes.com/t/inderesin-kahvihuone-osa-11/71919/7213 "2026-09-23T09:02:10Z")

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> [@Pingu](#):
>
> Olikohan tässä nyt jotain mitä en aivosumussa huomaa?

Only the foreign tax authority’s share is automatically withheld from foreign dividends, and the Finnish tax authority takes its share in the final taxation. Denmark takes a **27%** withholding tax, meaning:

127 x 3.75 DKK = 476.25 DKK  
476.25 DKK \* 0.27 = 128.59 DKK  
128.59 DKK is 17.2 € in Euros

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### Author: ![Spwni](https://forum.inderes.com/user_avatar/forum.inderes.com/spwni/32/108468_2.png) [@Spwni](https://forum.inderes.com/u/Spwni)
#### Post date: [September 23, 2026, 9:17am UTC](https://forum.inderes.com/t/inderesin-kahvihuone-osa-11/71919/7214 "2026-09-23T09:17:00Z")

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> [@Zesvel](#):
>
> At least Alan Wake 2 didn’t really move the needle much up or down, but now that the share price has already climbed quite nicely, I wonder if the peak is in sight soon, is there already fluff in the price even now? 🤔

Well, Alan Wake 2 did cause the stock to swing wildly when the reviews came out. The price just started dropping fairly quickly when news about sales figures didn’t come at first, and when they did, we had to wait a very long time for them (disappointment). Now it’s clearly a better-selling game in question, and I personally think there’s still some Alan Wake 2 trauma left in the share price, but we’ll see. Have been disappointed before. 😃

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### Author: ![Pinqu](https://forum.inderes.com/user_avatar/forum.inderes.com/pinqu/32/231094_2.png) [@Pinqu](https://forum.inderes.com/u/Pinqu)
#### Post date: [September 23, 2026, 9:21am UTC](https://forum.inderes.com/t/inderesin-kahvihuone-osa-11/71919/7215 "2026-09-23T09:21:59Z")

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Thanks. It’s certainly grim. I’ll put my Novotek (Novot) up for sale.

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### Author: ![Pandakarhu](https://forum.inderes.com/user_avatar/forum.inderes.com/pandakarhu/32/5811_2.png) [@Pandakarhu](https://forum.inderes.com/u/Pandakarhu)
#### Post date: [September 23, 2026, 9:31am UTC](https://forum.inderes.com/t/inderesin-kahvihuone-osa-11/71919/7216 "2026-09-23T09:31:25Z")

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> [@\\"Pingu](#):
>
> Thanks. It really is grim. I guess I’ll put my Novos up for sale.

Over the last 10 years, I’ve been reclaiming the excess withholding taxes from the Danish tax authorities myself. The whole thing takes me about 1 hour, and you can claim dividends from the past 3 years all at once. Not a bad chore in itself, but I understand that not everyone wants to go through with it.

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### Author: ![Voiceman](https://forum.inderes.com/letter_avatar_proxy/v4/letter/v/ac91a4/32.png) [@Voiceman](https://forum.inderes.com/u/Voiceman)
#### Post date: [September 23, 2026, 3:21pm UTC](https://forum.inderes.com/t/inderesin-kahvihuone-osa-11/71919/7217 "2026-09-23T15:21:54Z")

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Terminology is a difficult sport 😊

 ![IMG_1239](https://eu3.dh-cdn.net/uploads/db2934/original/3X/a/1/a163df8a3bb2ee12b237e8a2cd47d9c738e058af.jpeg)

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### Author: ![Cezeta](https://forum.inderes.com/user_avatar/forum.inderes.com/cezeta/32/219644_2.png) [@Cezeta](https://forum.inderes.com/u/Cezeta)
#### Post date: [September 23, 2026, 4:32pm UTC](https://forum.inderes.com/t/inderesin-kahvihuone-osa-11/71919/7218 "2026-09-23T16:32:41Z")

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> **[”Toiminta on syvältä ja Martat myös” – mehustusaikojen viivästyminen sai...](https://yle.fi/a/74-20247653)**
>
> Mehustusaikojen viivästyminen sai osan mehuaseman asiakkaista suuttumaan. Raivoavia asiakkaita on jouduttu Marttojen mukaan ohjaamaan ulos rauhoittumaan.

We are living in times that are quite hard to endure. Then, when someone snaps, this is what happens. Unfortunate things, but you really can’t do anything about these machines breaking down when it’s your turn. I’ve lost my temper myself in the past, I won’t deny it. And regretted it shortly after. I envy a certain coworker of mine, I have never seen him get upset about anything. A laid-back Lapland man.

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### Author: ![Wallet\_Nahlroos](https://forum.inderes.com/user_avatar/forum.inderes.com/wallet_nahlroos/32/22037_2.png) [@Wallet\_Nahlroos](https://forum.inderes.com/u/Wallet_Nahlroos)
#### Post date: [September 23, 2026, 4:07pm UTC](https://forum.inderes.com/t/inderesin-kahvihuone-osa-11/71919/7219 "2026-09-23T16:07:02Z")

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> [@Stock Market Direction (Part 3)](https://forum.inderes.com/t/porssien-suunta-osa-3/42502/6840?u=sijoittaja-alokas):
>
> Jani Järvinen was a guest of Jukka and Tuomas slight_smile Joining the Traders’ Club studio is Jani Järvinen, analyst and partner at Sijoituskästi. Jani shares his journey from arbitrage to building a seven-figure stock portfolio. The episode covers Jani’s investment philosophy, the characteristics of a high-quality company, and the reasons why he primarily invests in the Nordic countries. In addition, we go through Jani’s portfolio tier list and dive deep into his biggest investment case: …

Imho, hopefully these visitors will stop coming to TC soon. There are a dozen similar economy/investment media outlets a dime a dozen, whereas investment media of the caliber of TC’s market review is very rare (especially since Vepu quit).

The most exhausting guy was that commodity or gold guy and Friiman’s other special minister…

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### Author: ![Geologiopiskelija](https://forum.inderes.com/user_avatar/forum.inderes.com/geologiopiskelija/32/59474_2.png) [@Geologiopiskelija](https://forum.inderes.com/u/Geologiopiskelija)
#### Post date: [September 23, 2026, 4:32pm UTC](https://forum.inderes.com/t/inderesin-kahvihuone-osa-11/71919/7220 "2026-09-23T16:32:26Z")

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I agree. Visitors are fine a few times a year, but wasting an episode every third week on some single topic without going through the actual value of TC is just ugh. Especially since those topics are almost exclusively either 1: Cryptos, 2: Commodities, or 3: A personal interview with some individual investor disguised in the format of TC.

Bring back the “good old days” when TC focused almost exclusively on going through the markets, and even did so by actually teaching how to use technical analysis illustratively!

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### Author: ![Tommi9](https://forum.inderes.com/user_avatar/forum.inderes.com/tommi9/32/50620_2.png) [@Tommi9](https://forum.inderes.com/u/Tommi9)
#### Post date: [September 23, 2026, 5:52pm UTC](https://forum.inderes.com/t/inderesin-kahvihuone-osa-11/71919/7221 "2026-09-23T17:52:21Z")

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This has been the case for decades now. I actually inquired about this from Kela at the time, and the answer was that “at Kela, we only look at gross income, not actual capital income.” Understood.

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### Author: ![Juurikki](https://forum.inderes.com/user_avatar/forum.inderes.com/juurikki/32/13384_2.png) [@Juurikki](https://forum.inderes.com/u/Juurikki)
#### Post date: [September 23, 2026, 9:17pm UTC](https://forum.inderes.com/t/inderesin-kahvihuone-osa-11/71919/7222 "2026-09-23T21:17:56Z")

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> [@\\"Tommi9](#):
>
> This has been the case for many decades already. I actually inquired about this from Kela (Social Insurance Institution of Finland) back in the day, and the answer was that “we at Kela only look at the gross income, not the actual capital income.” Fair enough.

Decades indeed have passed, and the problem hasn’t been solved, because there is still no political will to fix it—except always right before elections.

Juurikki did what could be done back then, as he had no direct influence on national politics. The result was zero. Regional representatives of all parties certainly assured that the matter would be taken care of immediately after the elections.

Maybe someone else could go ask on Juurikki’s behalf, since based on previous experience, the biceps (muscle) don’t seem to be strong enough.

Try asking, for example, how this can be turned around to boost young people’s enthusiasm for investing (higher risk → it goes to hell straight by the taxman’s decision) → no risk-taking → a herd without initiative takes over. Fortunately, this has already happened at the government level, but in a democracy, it is fixable.

Youth’s inves

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<div class="post-metadata">

### Author: ![Geologiopiskelija](https://forum.inderes.com/user_avatar/forum.inderes.com/geologiopiskelija/32/59474_2.png) [@Geologiopiskelija](https://forum.inderes.com/u/Geologiopiskelija)
#### Post date: [September 24, 2026, 1:10am UTC](https://forum.inderes.com/t/inderesin-kahvihuone-osa-11/71919/7223 "2026-09-24T01:10:40Z")

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Not quite a Nobel Prize, but how many Finns have received something like that? 🥳

> **[Stubb palkittiin New Yorkissa: "Teidän tulee ymmärtää, että tämä on todella...](https://www.is.fi/politiikka/art-2000012295666.html?utm_source=ampparit)**
>
> Stubb vitsaili palkintopuheessaan esimerkiksi jäänmurtajista ja golfaamisesta Donald Trumpin kanssa.

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### Author: ![kapteeni\_indeksi](https://forum.inderes.com/user_avatar/forum.inderes.com/kapteeni_indeksi/32/65693_2.png) [@kapteeni\_indeksi](https://forum.inderes.com/u/kapteeni_indeksi)
#### Post date: [September 24, 2026, 4:00am UTC](https://forum.inderes.com/t/inderesin-kahvihuone-osa-11/71919/7224 "2026-09-24T04:00:54Z")

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Notice to cream cheese manufacturers: We know you want to put as little cream cheese and as much water as possible into your products. Unfortunately, to achieve this goal, you have chosen a strategy of putting some coarse sawdust or microplastics into your product to thicken that cream cheese-water slop. Then, the phrase “New recipe, same taste” appears on the packaging, which is how you know that this brand’s cream cheese is now worthless. For your information, this is exactly what we do not want. Sincerely, customers.

PS. The same thing has started to appear in yogurts; let this be a warning.

PPS. The only good cream cheeses nowadays can be found at Lidl.

PPPS. TC guests are also annoying; it was already pissing me off that the quarter was ending, and then there’s another filler episode on TC again 😞

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### Author: ![Spangb22](https://forum.inderes.com/user_avatar/forum.inderes.com/spangb22/32/54306_2.png) [@Spangb22](https://forum.inderes.com/u/Spangb22)
#### Post date: [September 24, 2026, 4:18am UTC](https://forum.inderes.com/t/inderesin-kahvihuone-osa-11/71919/7225 "2026-09-24T04:18:57Z")

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It was a fantastic match right up until I couldn’t keep my eyes open; unfortunately, an early wake-up call for work put this fan to sleep in the second period.

> **[Suomelta jymypaukku EM-lentopallossa – maailmanmestari Italia kaatui matkalla...](https://yle.fi/a/74-20247926)**
>
> Suomi kohtasi lentopallon EM-kisojen puolivälierässä maailmanmestari Italian. Yle Urheilu seurasi ottelua ja sen jälkimaininkeja tässä artikkelissa.

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### Author: ![Vanerihands](https://forum.inderes.com/user_avatar/forum.inderes.com/vanerihands/32/127717_2.png) [@Vanerihands](https://forum.inderes.com/u/Vanerihands)
#### Post date: [September 24, 2026, 4:35am UTC](https://forum.inderes.com/t/inderesin-kahvihuone-osa-11/71919/7226 "2026-09-24T04:35:35Z")

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> [@Geologiopiskelija](#):
>
> how many Finns have received one of those?

Niinistö 2022:

> **[Presidentti Niinistölle myönnettiin arvostettu kunniapalkinto Yhdysvalloissa](https://www.is.fi/ulkomaat/art-2000009068143.html)**
>
> Palkinnolla halutaan antaa tunnustusta henkilöille, jotka ovat antaneet ”poikkeuksellisen ja ainutlaatuisen panoksen transatlanttisten suhteiden vahvistamiseksi”.

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### Author: ![Sijoittaja-alokas](https://forum.inderes.com/user_avatar/forum.inderes.com/sijoittaja-alokas/32/74872_2.png) [@Sijoittaja-alokas](https://forum.inderes.com/u/Sijoittaja-alokas)
#### Post date: [September 24, 2026, 4:41am UTC](https://forum.inderes.com/t/inderesin-kahvihuone-osa-11/71919/7227 "2026-09-24T04:41:10Z")

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> [@Spangb22](#):
>
> It was a fantastic match for as long as I could keep my eyes open; unfortunately, having to get up early for work sent this fan to sleep in the second set.
> 
> [Suomelta jymypaukku EM-lentopallossa – maailmanmestari Italia kaatui matkalla mitalipeleihin: ”Hulluksi menee” | Lentopallon EM 2026 | Yle](https://yle.fi/a/74-20247926)

## 🥳

It is such a massive sport that few people realize just how big a deal this really is. 🙂

> There has been a lot of talk about the suitable age structure of the Finnish team. The young players have shown that they don’t bow to anyone, but instead set out to win every single match—whether it’s against Olympic champion France in the World Championships or the reigning world champion in front of their home crowd.
> 
> Finland seems to really ignite, especially when in the underdog position, and that is a position the team will continue to hold. And that suits them just fine!

> Italy is the reigning world champion. In the semi-finals on Friday, Finland will face the reigning Olympic champion, France. Finland’s best achievement in a major tournament is a fourth-place finish in the 2007 European Championships.

> **[Kommentti: Suomen lentopallomiehiltä kaikkien aikojen sensaatio – Torinon...](https://yle.fi/a/74-20247634)**
>
> Suomi oli aiemmin ravistellut lentopallomaailmaa kaatamalla Brasilian ja Ranskan, mutta tämä Italia-voitto lyö nekin, kirjoittaa Yle Urheilun Anu Karttunen.

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<div class="post-metadata">

### Author: ![Karibu](https://forum.inderes.com/user_avatar/forum.inderes.com/karibu/32/56208_2.png) [@Karibu](https://forum.inderes.com/u/Karibu)
#### Post date: [September 24, 2026, 4:45am UTC](https://forum.inderes.com/t/inderesin-kahvihuone-osa-11/71919/7228 "2026-09-24T04:45:47Z")

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Now I understand why they were talking on the radio this morning about the Shroud of Turin, Jesus, and miracles when I was driving to the office in the morning.

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