Here is a fresh company report on Aktia from Kasper. 
Aktia published a stronger-than-expected Q3 result this morning. However, forecast changes remained modest following the report. Like the rest of the banking sector, we consider Aktia’s valuation to be low and see the forecasted earnings development, combined with the potential for valuation multiples to rise and a strong dividend yield, providing investors with a good expected return. We reiterate our target price of EUR 10.5 and our Accumulate recommendation.
Quoted from the report:
With our updated forecasts, Aktia’s cost-to-income ratio is close to the target level, and the return on equity will average around 12% in 2025–2027. Based on this, we do not see a significant need to update Aktia’s targets, as reaching the profitability according to our forecasts requires stable development of net interest income and maintaining cost control, which cannot be taken for granted. In our opinion, more ambitious targets would still require clear structural measures from the company to improve operational efficiency or, alternatively, significantly stronger growth in asset management than we expect. However, no further information on the progress of the strategy process was provided in connection with the Q3 report, so the Capital Markets Day will likely take place next year.