# Adyen - Maksualusta Hollannista

**URL:** https://forum.inderes.com/t/adyen-maksualusta-hollannista/31636
**Category:** Osakkeet
**Tags:** pörssi, ulkomaiset-osakkeet, alankomaat, osakkeet
**Created:** [Huhtikuu 28, 2022, 11.52am UTC](https://forum.inderes.com/t/adyen-maksualusta-hollannista/31636 "2022-04-28T11:52:32Z")
**Posts on this page:** 20
**Page:** 1

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### Author: ![jaska7](https://forum.inderes.com/user_avatar/forum.inderes.com/jaska7/32/8291_2.png) [@jaska7](https://forum.inderes.com/u/jaska7)
#### Post date: [Huhtikuu 28, 2022, 11.52am UTC](https://forum.inderes.com/t/adyen-maksualusta-hollannista/31636/1 "2022-04-28T11:52:32Z")

</div>

Pitänyt jo tovin Adyenistä avata oma ketjunsa, vaikkakin foorumilla on hyvin vähän keskustelua tästä Hollantilaisesta firmasta.

Lyhyesti: Adyen on maksualusta, joka tarjoaa verkkomaksupalvelun, korttisopimukset ja riskienhallinnan palvelut yhdessä ja samassa järjestelmässä.

Tämä kuva vuoden 2020 CMD:stä on erinomainen tiivistämään Adyeniä.

 ![image](https://eu3.dh-cdn.net/uploads/db2934/original/3X/1/5/15ec2b7723dc306dcb10705c03de6c70d121d7e6.png)

Adyenissä on useita erittäinmielenkiintoisia vivahteita lukemattomia. Esimerkiksi kaikki heidän tulosvideot ovat itse suunniteltuja ja tuotettuja!

Adyen on perustettu vuonna 2006 Pieter van der Doesin ja Arnout Schuijffn toimesta . Pieter on tällä hetkellä Adyenin CEO ja Arnout toimi CTO:na vuoden 2021 tammikuuhun asti. Firman ydinporukalla oli vahva tausta alalta ja erityisesti silloisessa Bibitistä (nykyisin osa WordPay Group), joka myytiin WordlPay:lle vuonna 2004. WordlPayn omisti the Royal Bank of Scotland. Nimi Adyen juontaa juurensa [Sranan Tongo](https://en.wikipedia.org/wiki/Sranan_Tongo), joka tarkoittaa “aloitaa uudelleen/start over again”. Yritys on ollut voitollinen vuodesta 2011 asti, jolloin oli myös 1. rahoituskierros. Toisaalta he eivät edes hakeneet lisäpääomia vaan enemmänkin markkinointia/esittelyä yhteistyökumppaneille. Monet VC firmat eivät halunneet edes sijotaa Adyeniin silloisillä ehdoilla.

Adyeniä käytiin jakson verran läpi Join Colossusen jaksossa 9.3.2022, jossa vieraana oli Michael Willar, joka on portfolio managerina Stenham Asset Managementissa. Erittäin iso kuuntelusuositus kyseiselle jaksolle, mikäli Adyen kiinnostaa: [https://www.joincolossus.com/episodes/30866661/willar-adyen-a-first-principles-payment-platform?tab=blocks](https://www.joincolossus.com/episodes/30866661/willar-adyen-a-first-principles-payment-platform?tab=blocks)

Yritys raportoi vain puolivuosittain, H1 ja H2.  
[https://www.adyen.com/investor-relations/h2-2021](https://www.adyen.com/investor-relations/h2-2021) koko raporti täältä  
Tässä H2/2021 muutamia nostoja.

 ![image](https://eu3.dh-cdn.net/uploads/db2934/original/3X/2/8/2811a18ab6eb75bd25790a6bf5b320062ebe50c0.png)

 ![image](https://eu3.dh-cdn.net/uploads/db2934/original/3X/f/a/fab0c8827e68304752477124450cacded77dfea1.png)  
 ![image](https://eu3.dh-cdn.net/uploads/db2934/original/3X/d/8/d86f565ea1eecb6f0d71d7866b483961b0ba17b9.png)  
Taloudelliset tavoitteet  
 ![image](https://eu3.dh-cdn.net/uploads/db2934/original/3X/f/6/f672ca25a9113fdae16da8baa85cdfde2e309351.png)  
Kassavirrat  
 ![image](https://eu3.dh-cdn.net/uploads/db2934/original/3X/9/6/9651908c49a4daac5b7dc37ffe8c2388bca76501.png)

 ![image](https://eu3.dh-cdn.net/uploads/db2934/original/3X/5/5/55d795116d4a5317a1be2b3032425ab4b4953935.png)

Adyenin CMD:t ovat kerrassaan loistavia. Tämän vuoden CMD pidettiin 31.3.2022 ja siihen linkki tässä: [https://www.adyen.com/investor-relations/events/capital-markets-day-2022](https://www.adyen.com/investor-relations/events/capital-markets-day-2022)

CMD:n liittyvä uutinen strategiaa koskien: [Payments company Adyen announces expansion into banking services | Fortune](https://fortune.com/2022/03/31/adyen-payments-banking-strategic-expansion-credit-finance/)

Twiitti kilpailijoista  
[https://twitter.com/FlagshipAP/status/1513797305455022083](https://twitter.com/FlagshipAP/status/1513797305455022083)

Stripen tuoreet kuulumiset: [https://stripe.com/files/stripe-2021-update.pdf](https://stripe.com/files/stripe-2021-update.pdf)

Vielä erinomainen twiittiketju viime vuoden puolelta: [Leandro on X: "$ADYEY at a glance In this thread I will try to summarise one of the strongest value propositions in the payment Industry: Adyen. Without further a do, let’s get started! /THREAD/ https://t.co/9QBx7TKV4e" / X](https://twitter.com/Invesquotes/status/1463641852763070467)

Ipo prospi tästä: [https://www.adyen.com/dam/jcr:ab990e2d-7911-44b7-8932-beeec4809eba/Adyen%2520Prospectus.pdf](https://www.adyen.com/dam/jcr:ab990e2d-7911-44b7-8932-beeec4809eba/Adyen%2520Prospectus.pdf)

Sieltä nostan tämän kohdan, jota on kyllä osareissakin käyty uudelleen läpi.

"Adyen’s net revenue is impacted by the volume of payment transactions with a specific merchant. In  
general, as volumes grow, merchants are able to negotiate relatively lower fees per transaction. As a  
result, this means that the company’s take-rate (net revenue as a percentage of processed volumes) for a merchant generally declines as transaction volume grows, with a take rate of 0.21% for the year ending 31 December 2017, as compared to 0.24% and 0.30% in the years ending 31 December 2016 and 2015, respectively. However, Adyen does not track take-rate as a measure of its business. Instead, Adyen aims to ensure that each additional euro of processed volumes increases its net revenue in the aggregate. This means that the positive impact from an increase in processed volumes is higher than the negative impact of fee decreases related to volume discounts. This consequently has a positive impact on EBITD"A.

Osinkoa ei makseta kovan kasvun aikana, eikä takaisinostoja ole luvassa lähiaikoina. Lisätään vielä e SBC:n meni rahaa n. $6miljoonaa vuonna 2021.

n 2021, Adyen spent just ~$6 Mn in Share Based Compensation (SBC) which is only ~60 bps as % of their net revenue.

Loppuun vielä “Adyen Formula”

 ![image](https://eu3.dh-cdn.net/uploads/db2934/original/3X/b/3/b3aff34e69115304536ffe31d3ea4d53a7ca63af.png)

Disclaimer:  
Omistan Adyenin osakkeita, ketju ja tässä olevat viestit ei ole sijotussuosituksia.

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<div class="post-metadata">

### Author: ![jaska7](https://forum.inderes.com/user_avatar/forum.inderes.com/jaska7/32/8291_2.png) [@jaska7](https://forum.inderes.com/u/jaska7)
#### Post date: [Huhtikuu 29, 2022, 9.43am UTC](https://forum.inderes.com/t/adyen-maksualusta-hollannista/31636/2 "2022-04-29T09:43:48Z")

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> **[Adyen payments platform selected by Amazon Japan](https://finance.yahoo.com/news/adyen-payments-platform-selected-amazon-000000746.html)**
>
> Adyen (AMS:ADYEN), the global financial platform of choice for leading companies, is now processing payments for Amazon Japan. Using Adyen's platform, Amazon Japan will further optimize the payment data and checkout experience for its Amazon.co.jp...

Laitetaan tämä uutinen vielä muutaman päivän takaa

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<div class="post-metadata">

### Author: ![jaska7](https://forum.inderes.com/user_avatar/forum.inderes.com/jaska7/32/8291_2.png) [@jaska7](https://forum.inderes.com/u/jaska7)
#### Post date: [Huhtikuu 29, 2022, 6.30pm UTC](https://forum.inderes.com/t/adyen-maksualusta-hollannista/31636/3 "2022-04-29T18:30:56Z")

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Tässä vähän taustaa eBay yhteistyöhön.

[https://www.cnbc.com/2018/02/01/why-ebay-abandoned-paypal-for-a-smaller-european-competitor.html](https://www.cnbc.com/2018/02/01/why-ebay-abandoned-paypal-for-a-smaller-european-competitor.html)

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<div class="post-metadata">

### Author: ![Avokado](https://forum.inderes.com/user_avatar/forum.inderes.com/avokado/32/75071_2.png) [@Avokado](https://forum.inderes.com/u/Avokado)
#### Post date: [Toukokuu 5, 2022, 8.44am UTC](https://forum.inderes.com/t/adyen-maksualusta-hollannista/31636/4 "2022-05-05T08:44:48Z")

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[Booking.com](http://Booking.com) on eräs Adyenin isoista asiakkaista, mutta on tämän jutun perusteella rakentamassa omaa maksujenhallinta järjestelmää.

Kiintoisaa nähdä tuleeko tuosta trendi. Toisaalta voi ajatella että Adyen helpottaa niin paljon elämää ettei kannata, kuten Twilio joka helpottaa asiakaskommunikaatiota. Toisaalta maksujen voidaan ajatella olevan strategisesti vielä asiakaskommunikaatiota tärkeämpää joten inhouse ratkaisu voi olla siinä parempi. Toki isoilla firmoilla aina on useita maksuvälittäjiä joten Adyen pyörii jatkossakin taustalla. Toisaalta jos 3rd solutionsin käyttö vähenee niin eihän se hyvää tee maksuvälittäjille Adyen Stripe ja mitä muita niitä nyt on.

> **[Booking.com Made Payments a Top Strategic Priority](https://www.pymnts.com/travel-payments/2021/why-booking-com-made-payments-a-top-strategic-priority/)**
>
> Optimizing a global end-to-end travel ecosystem that does it all — including payments — is a top priority for Booking.com senior V.P. of FinTech Daniel Marovitz.

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<div class="post-metadata">

### Author: ![jaska7](https://forum.inderes.com/user_avatar/forum.inderes.com/jaska7/32/8291_2.png) [@jaska7](https://forum.inderes.com/u/jaska7)
#### Post date: [Toukokuu 7, 2022, 10.21am UTC](https://forum.inderes.com/t/adyen-maksualusta-hollannista/31636/5 "2022-05-07T10:21:01Z")

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Adyen on nyt EV/EBIT tasolla (60,13), joka huitelee koronapohjia ja on käytännössä kaikkien aikojen alimpia, mitä pörssitaipaleen aikana on ollut. Graafi ja luvut Seeking Alphan puolelta.

 ![image](https://files.uploads-eu3.communiteq-cloud.com/uploads/db2934/original/3X/9/f/9f00fc001cc7b642379fac314ff6889e80884d8e.png)

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<div class="post-metadata">

### Author: ![jaska7](https://forum.inderes.com/user_avatar/forum.inderes.com/jaska7/32/8291_2.png) [@jaska7](https://forum.inderes.com/u/jaska7)
#### Post date: [Toukokuu 12, 2022, 7.30am UTC](https://forum.inderes.com/t/adyen-maksualusta-hollannista/31636/6 "2022-05-12T07:30:36Z")

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> **[Adyen expands global partnership with Afterpay](https://www.prnewswire.com/news-releases/adyen-expands-global-partnership-with-afterpay-301543099.html)**
>
> /PRNewswire/ -- Adyen (AMS: ADYEN), the global financial technology platform for leading businesses, today announced it has expanded upon its partnership with...

Muutaman päivän takaa.

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<div class="post-metadata">

### Author: ![jaska7](https://forum.inderes.com/user_avatar/forum.inderes.com/jaska7/32/8291_2.png) [@jaska7](https://forum.inderes.com/u/jaska7)
#### Post date: [Toukokuu 25, 2022, 5.53pm UTC](https://forum.inderes.com/t/adyen-maksualusta-hollannista/31636/7 "2022-05-25T17:53:37Z")

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Mostly Borrowed Ideas Deep Divessä oli viime viikolla Adyen käsittelyssä. Sieltä toimarin kommentti liittyen M&A puoleen.

 ![image](https://files.uploads-eu3.communiteq-cloud.com/uploads/db2934/original/3X/5/b/5b3206c4040e3fd7205a3ec303af55aea7e1b885.png)

Tämän uskaltaa tänne jakaa, kun twitterissäkin pyörii. Mutta 12$/kk ja pääset lukemaan erittäin kattavan yritysesittelyn/analyysin, ei mielestäni paha hinta, mikäli salkusta Adyen löytyy.

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<div class="post-metadata">

### Author: ![jaska7](https://forum.inderes.com/user_avatar/forum.inderes.com/jaska7/32/8291_2.png) [@jaska7](https://forum.inderes.com/u/jaska7)
#### Post date: [Heinäkuu 3, 2022, 9.08pm UTC](https://forum.inderes.com/t/adyen-maksualusta-hollannista/31636/8 "2022-07-03T21:08:32Z")

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Viime kuukausien tiedotteita

> **[Adyen expands global partnership with Afterpay](https://finance.yahoo.com/news/adyen-expands-global-partnership-afterpay-230000518.html)**
>
> Adyen (AMS: ADYEN), the global financial technology platform for leading businesses, today announced it has expanded upon its partnership with one of the leaders in Buy Now, Pay Later (BNPL), Afterpay Limited (ASX: APT). Afterpay is working with...

> **[Radial selects Adyen to integrate payments into omnichannel ecommerce...](https://finance.yahoo.com/news/radial-selects-adyen-integrate-payments-130000600.html)**
>
> Adyen (AMS: ADYEN), the global financial technology platform of choice for leading businesses, today announced that Radial, a bpost group company, a leader in ecommerce technologies and operations, will use Adyen for Platforms to streamline and...

> **[Adyen and McDonald's expand mobile app partnership to the U.S.](https://finance.yahoo.com/news/adyen-mcdonalds-expand-mobile-app-130000467.html)**
>
> Today, Adyen (AMS: ADYEN), the global financial technology platform of choice for leading businesses, and McDonald's Corporation (NYSE: MCD) announced the expansion of their mobile app partnership to the U.S. The two companies began working together...

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<div class="post-metadata">

### Author: ![Forrest\_Stonk](https://forum.inderes.com/user_avatar/forum.inderes.com/forrest_stonk/32/219185_2.png) [@Forrest\_Stonk](https://forum.inderes.com/u/Forrest_Stonk)
#### Post date: [Heinäkuu 4, 2022, 4.34am UTC](https://forum.inderes.com/t/adyen-maksualusta-hollannista/31636/9 "2022-07-04T04:34:09Z")

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Mielenkiintoista nähdä H1 raportissa syksyllä kuinka Euroopan tilanne ja ylipäätään mahdollinen talouden hidastuminen vaikuttaa volyymien kehitykseen.

Tähän liittyen tuskin on saatavilla mitään lukua, minkä verran yhtiön volyymeista tulee harkinnanvaraisesta kulutuksesta?

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<div class="post-metadata">

### Author: ![jaska7](https://forum.inderes.com/user_avatar/forum.inderes.com/jaska7/32/8291_2.png) [@jaska7](https://forum.inderes.com/u/jaska7)
#### Post date: [Heinäkuu 15, 2022, 5.19pm UTC](https://forum.inderes.com/t/adyen-maksualusta-hollannista/31636/10 "2022-07-15T17:19:03Z")

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Muutamat tuoreet tiedotteet.

> **[Adyen provides omnichannel payments services to UNIQLO](https://www.adyen.com/press-and-media/2022/adyen-provides-omnichannel-payments-services-to-uniqlo)**
>
> Adyen provides omnichannel payments services to UNIQLO

"The integration with Adyen removes the need for multiple supplier contracts, allowing UNIQLO to easily consolidate and reconcile payments information across multiple channels. This single platform gives UNIQLO the flexibility to do faster rollouts of omnichannel services. "

> **[Adyen goes live with Tap to Pay on iPhone](https://www.adyen.com/press-and-media/2022/adyen-goes-live-with-tap-to-pay-on-iphone)**
>
> Adyen goes live with Tap to Pay on iPhone

" Adyen (AMS: ADYEN), the global financial technology platform of choice for leading businesses, has officially launched Tap to Pay on iPhone, which allows businesses to use iPhones to accept contactless payments without the need to purchase or manage additional hardware. By partnering with [NewStore](https://www.newstore.com/), businesses including [Vince](https://www.vince.com/) and [Burton](https://www.burton.com/us/en/home) can accept payments with a simple tap of a customer’s iPhone. Adyen is also partnering with [New Black](https://www.newblack.io/) to enable this capability for retailers including [G-Star](https://www.g-star.com/) and [Scotch & Soda](https://www.scotch-soda.com/). In addition to offering the solution to partners, Tap to Pay on iPhone will also be made available directly to retailers and platforms including [Nike](https://www.nike.com/), [Lightspeed Commerce Inc](https://www.lightspeedhq.com/), and [Fresha](https://www.fresha.com/)."

> **[Adyen chosen by Sporting Life Group to process payments in Canada](https://finance.yahoo.com/news/adyen-chosen-sporting-life-group-150000915.html)**
>
> Adyen (AMS: ADYEN), the global financial technology platform of choice for leading businesses, has been selected by Sporting Life Group to power omnichannel payments across both their Sporting Life and Golf Town retail banners. The partnership will...

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<div class="post-metadata">

### Author: ![jaska7](https://forum.inderes.com/user_avatar/forum.inderes.com/jaska7/32/8291_2.png) [@jaska7](https://forum.inderes.com/u/jaska7)
#### Post date: [Heinäkuu 18, 2022, 7.38am UTC](https://forum.inderes.com/t/adyen-maksualusta-hollannista/31636/11 "2022-07-18T07:38:02Z")

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> **[Adyen supports Etsy in reaching ten million buyer donations through donation...](https://finance.yahoo.com/news/adyen-supports-etsy-reaching-ten-050000772.html)**
>
> Adyen (AMS: ADYEN), the global financial technology platform of choice for leading businesses, and Etsy, which operates two-sided online marketplaces that connect millions of passionate and creative buyers and sellers around the world, announced...

Edit: Laitetaan tähän nyt Etsyn tuloksista twiitti. Etsyhän on Adyenin asiakas ollut vuodesta 2016

> <https://twitter.com/garyblack00/status/1552388610007224320>

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<div class="post-metadata">

### Author: ![jaska7](https://forum.inderes.com/user_avatar/forum.inderes.com/jaska7/32/8291_2.png) [@jaska7](https://forum.inderes.com/u/jaska7)
#### Post date: [Elokuu 18, 2022, 6.36am UTC](https://forum.inderes.com/t/adyen-maksualusta-hollannista/31636/12 "2022-08-18T06:36:18Z")

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H1 2022 ulkona

> **[H1 2022 Shareholder Letter](https://www.adyen.com/investor-relations/h1-2022)**
>
> Shareholder letter H1 2022

> <https://twitter.com/saxena_puru/status/1560152035508748289?t=Jspv12gYtUwslkjuwwE9eQ&s=19>

Hieman pehmeähkö mielestäni ja kurssireaktio ihan ansaittu kun melkosesti pohjilta noustu.

Nostetaan vielä tämä esille.  
 ![20220818_111712](https://files.uploads-eu3.communiteq-cloud.com/uploads/db2934/original/3X/2/4/24b68254ff33505c4a371a3830a1c3605bc44a48.png)

> <https://twitter.com/ConsensusGurus/status/1560194152943521793/photo/1>

E: samaa mieltä @Ipelius ehdeitkö katsoa webcastia?

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<div class="post-metadata">

### Author: ![Ipelius](https://forum.inderes.com/user_avatar/forum.inderes.com/ipelius/32/7849_2.png) [@Ipelius](https://forum.inderes.com/u/Ipelius)
#### Post date: [Elokuu 18, 2022, 3.40pm UTC](https://forum.inderes.com/t/adyen-maksualusta-hollannista/31636/13 "2022-08-18T15:40:28Z")

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![kuva](https://files.uploads-eu3.communiteq-cloud.com/uploads/db2934/original/3X/c/0/c061257cdbaee56ce24daca5b10e8385379f660d.png)

Nämä kulut (jotka kasvanut 47%) taitaapi olla suurin syy ”pehmeään” tulokseen, liikevaihto kasvanut mallikkaasti ja edelleen todella kannattava bisnes. Syyt kulujen nousuun ihan ymmärrettävät: korona-aikana säästetty matkakuluista ja tapahtumien järjestämisistä, jotka nyt palasivat takaisin. Palkkakulut myös noussut, mutta henkilöstön sitouttaminen ja alan parhaiden osaajien haaliminen on erittäin tärkeä osa isoa kuvaa, joten itseä ei osakkeenomistajana haittaa tuohon sijoittaminen. Tuskin ensi vuonna nähdään samanlaista kululoikkaa ja johdon EBITDA ohjeistus pitkällä aikavälillä edelleen yli 65%.

Pitkän aikavälin tarina ennallaan ja tyytyväisenä istutaan tämän kyydissä ja annetaan firman jatkaa arvostuskertoimien syömistä.

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<div class="post-metadata">

### Author: ![Forrest\_Stonk](https://forum.inderes.com/user_avatar/forum.inderes.com/forrest_stonk/32/219185_2.png) [@Forrest\_Stonk](https://forum.inderes.com/u/Forrest_Stonk)
#### Post date: [Elokuu 19, 2022, 4.40pm UTC](https://forum.inderes.com/t/adyen-maksualusta-hollannista/31636/14 "2022-08-19T16:40:12Z")

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Johdon QAssa taisi olla että henkilöstömäärää lisätty H1/2022 400 henkeä sekä jonkin verran ”one-off” capexia pääasiassa liittyen dataservereiden saatavuuden varmistamiseen.

Mutta suunta tosiaan vaikuttaa oikealta ja investointeja tehdään pitkä tähtäin edellä. Hintavahan tämä on mutta eiköhän se aika korjaa tämän ongelman.

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<div class="post-metadata">

### Author: ![jaska7](https://forum.inderes.com/user_avatar/forum.inderes.com/jaska7/32/8291_2.png) [@jaska7](https://forum.inderes.com/u/jaska7)
#### Post date: [Lokakuu 3, 2022, 7.39pm UTC](https://forum.inderes.com/t/adyen-maksualusta-hollannista/31636/15 "2022-10-03T19:39:10Z")

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Laitetaanpas tuoreimmat kun hintakin pyörii vanhojen pohjien liepeillä ja muutamat lisäostot on tullut tehtyä.

> **[Adyen expands partnership with SHOPLINE to supercharge smart commerce](https://www.adyen.com/press-and-media/2022/adyen-expands-partnership-with-shopline-to-supercharge-smart-commerce)**
>
> Adyen expands partnership with SHOPLINE to supercharge smart commerce

“Adyen (AMS: ADYEN), the global financial platform of choice for leading companies, today announced the deepening of its partnership with SHOPLINE, Asia’s biggest smart commerce platform. Adyen is processing payments for SHOPLINE in Singapore, Malaysia and Hong Kong. Under this expanded partnership, SHOPLINE will use Adyen for Platforms in Singapore to further power its global expansion efforts and smart commerce solutions including e-commerce, social commerce, and point of sale (POS) for its merchants outside of China”

> **[Koala rests easy after selecting Adyen as global financial technology partner](https://www.adyen.com/press-and-media/2022/koala-rests-easy-after-selecting-adyen-as-global-financial-technology-partner)**
>
> Koala rests easy after selecting Adyen as global financial technology partner

“Adyen (AMS: ADYEN), the financial technology platform of choice for leading companies, is pleased to announce its partnership with Koala, Australia’s most disruptive furniture brand. Inspired by the modern Australian lifestyle, the award-winning furniture brand made the switch to Adyen as its exclusive financial technology partner to utilize its global payments capabilities across Australia and upcoming new markets. Adyen looks forward to powering Koala’s global payments and providing a comprehensive overview of all payment activity within its single platform.”

> **[Adyen selected as first financial technology platform to launch Cash App Pay...](https://www.adyen.com/press-and-media/2022/adyen-selected-as-first-financial-technology-platform-to-launch-cash-app-pay-outside-the-square-ecosystem)**
>
> Adyen selected as first financial technology platform to launch Cash App Pay outside the Square ecosystem

" Adyen has partnered with Cash App (Block, Inc.) to offer Cash App Pay, a mobile payment method, to Adyen’s U.S. customers"

> **[Swire Hotels partners with Adyen to optimize guest experience](https://www.adyen.com/press-and-media/2022/swire-hotels-partners-with-adyen-to-optimize-guest-experience)**
>
> Swire Hotels partners with Adyen to optimize guest experience

> **[Adyen first to launch Real Time Account Updater with Visa in Europe](https://www.adyen.com/press-and-media/2022/adyen-first-to-launch-real-time-account-updater-with-visa-in-europe)**
>
> Adyen first to launch Real Time Account Updater with Visa in Europe

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<div class="post-metadata">

### Author: ![jaska7](https://forum.inderes.com/user_avatar/forum.inderes.com/jaska7/32/8291_2.png) [@jaska7](https://forum.inderes.com/u/jaska7)
#### Post date: [Lokakuu 13, 2022, 6.23pm UTC](https://forum.inderes.com/t/adyen-maksualusta-hollannista/31636/16 "2022-10-13T18:23:55Z")

</div>

[https://www.adyen.com/press-and-media/2022/adyen-brings-unified-commerce-offering-and-local-acquiring-to-mexico](https://www.adyen.com/press-and-media/2022/adyen-brings-unified-commerce-offering-and-local-acquiring-to-mexico)

“Adyen (AMS: ADYEN), johtavien yritysten valitsema globaali finanssiteknologia-alusta, ilmoittaa lanseeraavansa yhtenäisen kaupankäynnin (unified commerce) ratkaisunsa Meksikossa. Yhtiön äskettäin käyttöön ottamien täysien hankintakykyjen (acquiring capabilities) tukemana Adyen voi nyt ylläpitää maksuliikenteen kokonaisvaltaista (end-to-end) hallintaa henkilökohtaisesti ja verkossa tapahtuvissa transaktioissa. Suunniteltu yhdistämään tiedot kaikista myyntikanavista, yhtenäinen kaupankäynti (unified commerce) antaa yrityksille mahdollisuuden kehittää syvempää ymmärrystä kuluttajistaan yhdessä yleiskatsauksessa. Adyenin yhtenäisen kaupankäynnin (unified commerce) tarjonnan ja paikallisten hankintakykyjen (acquiring capabilities) laajentaminen Meksikossa korostaa yrityksen sitoutumista toimintansa kasvattamiseen alueella.”

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<div class="post-metadata">

### Author: ![jaska7](https://forum.inderes.com/user_avatar/forum.inderes.com/jaska7/32/8291_2.png) [@jaska7](https://forum.inderes.com/u/jaska7)
#### Post date: [Marraskuu 3, 2022, 4.15pm UTC](https://forum.inderes.com/t/adyen-maksualusta-hollannista/31636/17 "2022-11-03T16:15:27Z")

</div>

[https://twitter.com/PenttiJokinen/status/1588189218546892800?t=OpCj1WoHwrqZ\_f\_KuqK2SA&s=19](https://twitter.com/PenttiJokinen/status/1588189218546892800?t=OpCj1WoHwrqZ_f_KuqK2SA&s=19)

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<div class="post-metadata">

### Author: ![Ipelius](https://forum.inderes.com/user_avatar/forum.inderes.com/ipelius/32/7849_2.png) [@Ipelius](https://forum.inderes.com/u/Ipelius)
#### Post date: [Marraskuu 10, 2022, 7.38pm UTC](https://forum.inderes.com/t/adyen-maksualusta-hollannista/31636/18 "2022-11-10T19:38:19Z")

</div>

Toimarin terveiset

> **[Pieter's note about our long-term vision and growing the team](https://www.adyen.com/press-and-media/pieter-note-about-long-term-vision-and-growing-the-team)**

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<div class="post-metadata">

### Author: ![jaska7](https://forum.inderes.com/user_avatar/forum.inderes.com/jaska7/32/8291_2.png) [@jaska7](https://forum.inderes.com/u/jaska7)
#### Post date: [Marraskuu 11, 2022, 1.24pm UTC](https://forum.inderes.com/t/adyen-maksualusta-hollannista/31636/19 "2022-11-11T13:24:17Z")

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Nämä Pieterin kommentit ovat aina yhtä mukavaa lueskeltavaa!

"It’s business as usual to keep our eyes on the horizon – on where we want to be years from today. For our recruitment strategy, **this means that we are not led by short-term trends such as the pandemic-related ecommerce or in-store volume fluctuations, and hire specifically to meet our long-term technical and commercial needs.** Throughout all stages of Adyen, we have been efficient and disciplined regarding how many people are required to solve problems and grow our business. To scale our culture of speed and autonomy as we grow, we keep our talent standards high and only hire exceptional people that quickly gain traction. "

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<div class="post-metadata">

### Author: ![jaska7](https://forum.inderes.com/user_avatar/forum.inderes.com/jaska7/32/8291_2.png) [@jaska7](https://forum.inderes.com/u/jaska7)
#### Post date: [Joulukuu 2, 2022, 12.52pm UTC](https://forum.inderes.com/t/adyen-maksualusta-hollannista/31636/20 "2022-12-02T12:52:07Z")

</div>

Laitetaan vielä nämä viime kuun ajalta.

> **[Adyen Partners with Teamwork Commerce to Provide Frictionless, Integrated...](https://www.adyen.com/press-and-media/adyen-partners-with-teamwork-commerce)**
>
> Integrating Adyen’s technology and Teamwork’s cloud-based mobile POS solution will simplify payments for retailers, allowing them to use one platform to manage all sales channels which provides a unified commerce experience.

> **[Adyen Empowers Accounting Platform Moneybird to Offer Financial Services](https://www.adyen.com/press-and-media/adyen-to-offer-financial-services-to-moneybird)**
>
> Adyen Empowers Accounting Platform Moneybird to Offer Financial Services

> **[Adyen announces payments partnership with Instacart](https://www.adyen.com/press-and-media/adyen-announces-partnership-with-instacart)**
>
> Adyen announced that Instacart, the leading grocery technology company in North America, has selected the company as an additional payments processing partner.

[Seuraava sivu](https://forum.inderes.com/t/adyen-maksualusta-hollannista/31636.md?page=2)
